Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 1.5 to 0.8.
Financials
Financial year 2025
3-FOLIA from Gent, company number BE0712690276, closed financial year 2025 with a result of € 156,896 after tax. For that financial year 3-FOLIA recorded a gross margin of € 288,415 and equity of € 216,222. Compared with financial year 2024, the result moved from € 180,157 to € 156,896. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 1, 2026.
€ 216,222
▲ 264% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 156,896
▼ 13% vs 2024
Profit after tax over the fiscal year.
€ 124,932
▲ 24% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 116,222.
People and assets in 2025
0.8
▼ 0.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 46,573
▼ 20% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 57,502
▼ 33% vs 2024
€ 46,260 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 145,666
▲ 26% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 8,102
▲ 20% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 82,344 | € 166,675 | € 294,799 | € 288,415 | ▼ 2% |
| Profit after taxes | € -60,042 | € 36,582 | € 180,157 | € 156,896 | ▼ 13% |
| Equity | € -157,414 | € -120,831 | € 59,326 | € 216,222 | ▲ 264% |
| Total debts | € 738,218 | € 790,632 | € 595,086 | € 480,069 | ▼ 19% |
| Cash | € 12,375 | € 66,303 | € 100,928 | € 124,932 | ▲ 24% |
| Retained profit | € -257,414 | € -220,831 | € -40,674 | € 116,222 | ▲ € 156,896 |
| Bank debt | € 198,430 | € 158,905 | € 85,514 | € 57,502 | ▼ 33% |
| Balance sheet total | € 580,805 | € 669,800 | € 654,412 | € 696,291 | ▲ 6% |
| Employees (FTE) | 1.8 | 1.5 | 1.3 | 0.8 | ▼ 0.5 |
Key figures of 3-FOLIA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to 3-FOLIA?
What happened at 3-FOLIA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 156,896 (▼ 13% vs 2024). Source: NBB ↗
- DETHOSOFT BV became a director. NBB
- New establishment in Gent. KBO
- New establishment in Gent. KBO
- Start of the company according to the CBE. KBO
- DOKRIPHAR BV became a director. NBB
In short
From € 60,043 loss in 2022 to € 156,896 profit in 2025.
Paid € 41,954 in corporate taxes since 2022.
Best year ever: 2024, with € 180,157 profit.
On average € 226,800 of value added per employee in 2024.
Management
The stake of Dokriphar, DETHOSOFT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
3-FOLIABehind 3-FOLIA are DETHOSOFT BV and DOKRIPHAR BV. The shares are held by Dokriphar (45%) and DETHOSOFT (45%).
Directors
According to the 2025 annual accounts
Director · represented by Van Nevel Kaatje
since 2021
since 2018
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Kortrijksesteenweg 1026 box A
9000 Gent
Buitenring-Sint-Denijs 30
9000 Gent
Active since 30 October 2018
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →Scharnier
ProNuc Nucleaire Geneeskunde
Sensum & Vinum
€ 33,031 gross margin · 2025
Ambrozijn
€ 800,460 gross margin · 2025
Stichting erevoorzitter Jan Steyaert
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0712.690.276
- VAT number
- BE 0712.690.276
- Registered office
- Kortrijksesteenweg 1026 bus A, 9000 Gent
- Names & denominations
- 3-FOLIA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 October 2018
- Peppol
- Active · Active since 7 Oct 2025
- Activities · NACE
Detailhandel in farmaceutische producten