Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 59 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
14 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
FIN FORWARD from Gent, company number BE0712584368, closed financial year 2025 with a result of € 32,538 after tax. For that financial year FIN FORWARD recorded a gross margin of € 1.3 million and equity of € 1.3 million. Compared with financial year 2025, the result moved from € -109,092 to € 32,538. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on March 9, 2026.
€ 1.3 million
▲ 3% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 32,538
▲ still € 109,092 loss in 2025
Profit after tax over the fiscal year.
€ 193,899
▲ 21% vs 2025
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 901,220.
People and assets in 2025
38.3
Average over the fiscal year, from the social balance sheet.
€ 1.2 million
▼ 63% vs 2025
€ 31,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 35,848
▼ 8% vs 2025
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 526,988
▼ 38% vs 2025
€ 245,779 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 195,752
▼ 40% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 413,530
▼ 13% vs 2025
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2025 | 2025 | Change 2025 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -116,051 | € 65,358 | € 3,294,296 | € 1,291,487 | ▼ 61% |
| Profit after taxes | € 63,528 | € 247,356 | € -109,092 | € 32,538 | ▲ € 141,631 |
| Equity | € 1,108,419 | € 1,355,775 | € 1,246,682 | € 1,279,220 | ▲ 3% |
| Total debts | € 1,484,528 | € 1,114,265 | € 1,657,759 | € 1,436,779 | ▼ 13% |
| Cash | € 79,775 | € 42,646 | € 159,640 | € 193,899 | ▲ 21% |
| Retained profit | € 730,419 | € 977,775 | € 868,682 | € 901,220 | ▲ 4% |
| Bank debt | € 757,778 | € 873,328 | € 853,008 | € 526,988 | ▼ 38% |
| Balance sheet total | € 2,592,947 | € 2,470,039 | € 2,904,441 | € 2,716,000 | ▼ 6% |
| Employees (FTE) | - | - | - | 38.3 |
Key figures of FIN FORWARD, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FIN FORWARD?
What happened at FIN FORWARD in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 109,092 (▼ € 356,448 vs 2023). Source: NBB ↗
- New establishment in Gent. KBO
- Start of the company according to the CBE. KBO
In short
From € 63,528 profit in 2022 to € 32,538 profit in 2025.
Paid € 16,897 in corporate taxes since 2022.
Best year ever: 2023, with € 247,356 profit.
On average € 33,700 of value added per employee in 2025.
Management
The stake of NOVI TRUST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
FIN FORWARDBehind FIN FORWARD are Orvia BV and Moai BV. The shares are held by NOVI TRUST (20.9%).
Directors
According to the 2025 annual accounts
Director · represented by Kristel Seymus
Also active at: PLANET TALENT, TALENT PLANET GROUP
Shareholders
20.9%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Jean-Baptiste de Ghellincklaan 2
9051 Gent
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 14 companies are registered at this address.
All companies at this address →ABSCIS - TRACTEBEL
ABSCIS - SILEGHEM
ABSCIS - GROUP D - ISTEMA
ABSCIS - ENDES - PROVOOST
ABSCIS - PROVOOST - ISTEMA
+9 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
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Email provider
Microsoft 365
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Website info
Features
Security
Network
Details
- Company number
- 0712.584.368
- VAT number
- BE 0712.584.368
- Registered office
- Jean-Baptiste de Ghellincklaan 2, 9051 Gent
- Names & denominations
- FIN FORWARD
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 October 2018
- Peppol
- Active · Active since 21 Oct 2026
- Contact
- finforward.be
- Activities · NACE
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