Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2023 and 2024.
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Tight liquidity NBB
Cash and receivables cover 50 % of short-term debt in 2024; threshold 65 %.
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Late annual account NBB
Fiscal year 2024 was filed 305 days after the legal deadline.
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Busy address KBO
175 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2024
M & L from Tienen, company number BE0704744689, closed financial year 2024 with a result of € -2,193 after tax. For that financial year M & L recorded a gross margin of € 18,482 and equity of € 40,439. Compared with financial year 2023, the result moved from € -17,083 to € -2,193. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 1, 2026.
€ 40,439
▼ 5% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,193
▲ 87 % less loss than in 2023
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € 21,839.
People and assets in 2024
€ 412
▲ 236% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 440
▼ 79% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 74,390
▼ 8% vs 2023
€ 12,972 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 25,371
▼ 18% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 12,472
▲ € 12,465 vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 8,158 | € -10,997 | € 3,314 | € 18,482 | ▲ € 15,168 |
| Profit after taxes | € -11,775 | € -25,460 | € -17,083 | € -2,193 | ▲ € 14,890 |
| Equity | € 85,175 | € 59,715 | € 42,632 | € 40,439 | ▼ 5% |
| Total debts | € 74,420 | € 168,935 | € 153,852 | € 115,276 | ▼ 25% |
| Cash | € 28,291 | - | - | - | |
| Land & buildings | € 1,708 | € 1,452 | € 1,848 | € 1,522 | ▼ 18% |
| Retained profit | € 66,575 | € 41,115 | € 24,032 | € 21,839 | ▼ 9% |
| Bank debt | € 0 | € 103,111 | € 81,101 | € 74,390 | ▼ 8% |
| Balance sheet total | € 159,596 | € 228,650 | € 196,484 | € 155,714 | ▼ 21% |
Key figures of M & L, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to M & L?
What happened at M & L in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 2,193. filed late Source: NBB ↗
- New establishment in Liège. KBO
- Start of the company according to the CBE. KBO
In short
From € 11,775 loss in 2021 to € 2,193 loss in 2024.
Paid € 200 in corporate taxes since 2021.
Establishments
Establishment units
Physical locations of this company
Leuvensestraat 131 box 2
3300 Tienen
Chaussée de Tongres 326
4000 Liège
Active since 22 October 2018
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 175 companies are registered at this address.
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€ 30,473 gross margin · 2025
+170 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0704.744.689
- VAT number
- BE 0704.744.689
- Registered office
- Leuvensestraat 131 bus 2, 3300 Tienen
- Names & denominations
- M & L
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 September 2018
- Peppol
- Active · Active since 15 Dec 2025
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)
Diensten in verband met vervoer te land
Groothandel in auto's en lichte bestelwagens (= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)