Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 22 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
LUDO 85 from Courcelles, company number BE0703951863, closed financial year 2025 with a result of € 1,310 after tax. For that financial year LUDO 85 recorded a gross margin of € 57,702 and equity of € -15,883. Compared with financial year 2024, the result moved from € -31,368 to € 1,310. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 20, 2026.
€ -15,883
▲ € 1,310 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1,310
▲ still € 31,368 loss in 2024
Profit after tax over the fiscal year.
€ 42,103
▼ 8% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -34,483.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 53,278
▼ 25% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 170
▼ 77% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 134,554
▲ 33% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 22,752
▼ 19% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 73,317 | € 95,990 | € 43,974 | € 57,702 | ▲ 31% |
| Profit after taxes | € -1,365 | € -20,172 | € -31,368 | € 1,310 | ▲ € 32,677 |
| Equity | € 34,347 | € 14,175 | € -17,193 | € -15,883 | ▲ € 1,310 |
| Total debts | € 114,321 | € 144,852 | € 181,644 | € 210,283 | ▲ 16% |
| Cash | € 48,476 | € 29,796 | € 45,627 | € 42,103 | ▼ 8% |
| Retained profit | € 15,747 | € -4,425 | € -35,793 | € -34,483 | ▲ € 1,310 |
| Balance sheet total | € 148,668 | € 159,027 | € 164,451 | € 194,399 | ▲ 18% |
Key figures of LUDO 85, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to LUDO 85?
What happened at LUDO 85 in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1,310. Source: NBB ↗
- New establishment in Châtelet. KBO
- New establishment in Charleroi. KBO
- New establishment in Châtelet. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,365 loss in 2022 to € 1,310 profit in 2025.
Paid € 13 in corporate taxes since 2022.
Best year ever: 2025, with € 1,310 profit.
Management
Behind LUDO 85 is Isabelle DELANNOY.
Directors
According to the 2025 annual accounts
Isabelle DELANNOY
Director
Establishments
Establishment units
Physical locations of this company
Avenue de Wallonie(CO) 118
6180 Courcelles
Rue du Trieu-Kaisin 1
6200 Châtelet
Active since 19 September 2018
Grand'rue 143
6000 Charleroi
Active since 27 February 2021
Rue du Trieu-Kaisin 71 box 115
6200 Châtelet
Active since 20 April 2026
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0703.951.863
- VAT number
- BE 0703.951.863
- Registered office
- Avenue de Wallonie(CO) 118, 6180 Courcelles
- Names & denominations
- LUDO 85
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 September 2018
- Peppol
- Active · Active since 20 Nov 2025
- Activities · NACE
Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)
Detailhandel in schoeisel
Detailhandel in farmaceutische producten
Detailhandel in uurwerken en sieraden
Detailhandel in bloemen, planten, zaden en kunstmeststoffen
Detailhandel in medische en orthopedische artikelen, muv corrigerende brillen, lenzen en zonnebrillen
Detailhandel in lederwaren en reisartikelen
Detailhandel in medische en orthopedische artikelen in gespecialiseerde winkels