Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 59 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
W.H. Finanz from Eupen, company number BE0701920308, closed financial year 2026 with a result of € 3.7 million after tax. For that financial year W.H. Finanz recorded a gross margin of € 3.3 million and equity of € 1. Compared with financial year 2025, the result moved from € 942,723 to € 3.7 million. Profitable, and profit is growing. The buffer shrank hard: equity is 100 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 11, 2026.
€ 1
▼ € 11,658 vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 3.7 million
▲ 293% vs 2025
Profit after tax over the fiscal year.
€ 70,230
▲ 82% vs 2025
Cash and bank balances on the last day of the fiscal year.
€ 3.7 million paid out
100 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2026
€ 61,323
▲ 127% vs 2025
Of which on lease € 9,363.
Debts at end 2026
€ 14,129
▼ 61% vs 2025
€ 10,732 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 515
▲ 261% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 39,824
▲ 258% vs 2025
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 64,507 | € 35,773 | € 50,670 | € 3,285,773 | ▲ € 3.2 million |
| Profit after taxes | € 703,750 | € 14,920 | € 942,723 | € 3,700,609 | ▲ 293% |
| Equity | € 30,460 | € 26,781 | € 11,659 | € 1 | ▼ € 11,658 |
| Total debts | € 706,788 | € 262,151 | € 226,544 | € 161,359 | ▼ 29% |
| Cash | € 477,394 | € 31,989 | € 38,505 | € 70,230 | ▲ 82% |
| Retained profit | € 11,860 | € 26,780 | € 11,658 | € 0 | ▼ 100% |
| Dividend | € 703,750 | € 0 | € 957,845 | € 3,712,267 | ▲ 288% |
| Bank debt | € 105,832 | € 85,358 | € 35,855 | € 14,129 | ▼ 61% |
| Balance sheet total | € 737,248 | € 288,932 | € 238,203 | € 161,360 | ▼ 32% |
Key figures of W.H. Finanz, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to W.H. Finanz?
What happened at W.H. Finanz in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: profit of € 3.7 million (▲ 293% vs 2025). Source: NBB ↗
- New establishment in Eupen. KBO
- Start of the company according to the CBE. KBO
- HECK WILLIAM became a director. NBB
In short
From € 703,750 profit in 2023 to € 3.7 million profit in 2026.
Paid € 24,040 in corporate taxes since 2023.
Best year ever: 2026, with € 3.7 million profit.
Paid out € 5.4 million in dividends to the owners in total.
Management
Behind W.H. Finanz is HECK WILLIAM.
Directors
According to the 2026 annual accounts
HECK WILLIAM
Director
since 2018
Establishments
Establishment units
Physical locations of this company
Rue Haute 75
4700 Eupen
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0701.920.308
- VAT number
- BE 0701.920.308
- Registered office
- Rue Haute 75, 4700 Eupen
- Names & denominations
- W.H. Finanz
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 August 2018
- Peppol
- Active · Active since 22 Dec 2025
- Activities · NACE
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