Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 63 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
BMJB from Kortrijk, company number BE0701829048, closed financial year 2026 with a result of € 139,388 after tax. For that financial year BMJB recorded a gross margin of € 179,601 and equity of € 397,631. Compared with financial year 2025, the result moved from € 239,643 to € 139,388. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 22, 2026.
€ 397,631
▼ 23% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 139,388
▼ 42% vs 2025
Profit after tax over the fiscal year.
€ 146,285
▲ € 136,447 vs 2025
Cash and bank balances on the last day of the fiscal year.
€ 260,852 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2026
€ 2,880
▼ 27% vs 2025
Book value of vehicles, furniture and equipment.
Debts at end 2026
€ 171,132
▼ 21% vs 2025
€ 46,103 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 2,900
▼ 5% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 11,779
▼ 54% vs 2025
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 347,712 | € 563,671 | € 226,348 | € 179,601 | ▼ 21% |
| Profit after taxes | € 251,326 | € 515,793 | € 239,643 | € 139,388 | ▼ 42% |
| Equity | € 353,659 | € 629,452 | € 519,095 | € 397,631 | ▼ 23% |
| Total debts | € 326,952 | € 280,407 | € 354,057 | € 357,319 | ▲ 1% |
| Cash | € 71,442 | € 31,093 | € 9,838 | € 146,285 | ▲ € 136,447 |
| Land & buildings | € 482,476 | € 471,415 | € 471,415 | € 471,415 | |
| Retained profit | € 335,059 | € 610,852 | € 500,495 | € 379,031 | ▼ 24% |
| Dividend | € 400,000 | € 240,000 | € 350,000 | € 260,852 | ▼ 25% |
| Bank debt | € 306,932 | € 262,080 | € 216,815 | € 171,132 | ▼ 21% |
| Balance sheet total | € 680,611 | € 909,859 | € 873,151 | € 754,950 | ▼ 14% |
Key figures of BMJB, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to BMJB?
What happened at BMJB in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: profit of € 139,388 (▼ 42% vs 2025). Source: NBB ↗
- New establishment in Kortrijk. KBO
- Start of the company according to the CBE. KBO
- Baudouin Laigneil became a director. NBB
In short
From € 251,326 profit in 2023 to € 139,388 profit in 2026.
Paid € 348,181 in corporate taxes since 2023.
Best year ever: 2024, with € 515,793 profit.
Paid out € 1.3 million in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind BMJB is Baudouin Laigneil. It owns 33.3% of 4Fin and 16.7% of WG Finance itself.
Directors
According to the 2026 annual accounts
since 2018
Establishments
Establishment units
Physical locations of this company
Doornikserijksweg(Bel) 374A
8510 Kortrijk
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0701.829.048
- VAT number
- BE 0701.829.048
- Registered office
- Doornikserijksweg(Bel) 374A, 8510 Kortrijk
- Names & denominations
- BMJB
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 28 August 2018
- Peppol
- Active · Active since 23 Dec 2025
- Activities · NACE
Activiteiten van holdings
Holdings