Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 21 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
NDB Consulting from Heist-op-den-Berg, company number BE0700273286, closed financial year 2025 with a result of € -5,128 after tax. For that financial year NDB Consulting recorded a gross margin of € 9,919 and equity of € 8,596. Compared with financial year 2024, the result moved from € 4,065 to € -5,128. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 24, 2026.
€ 8,596
▼ 37% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -5,128
▼ still € 4,065 profit in 2024
Profit after tax over the fiscal year.
€ 8,628
▲ 11% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 2,396.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 44,411
▼ 19% vs 2024
€ 10,388 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 3,334
▼ 34% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 8,969
▼ 18% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 31,676 | € 36,590 | € 21,068 | € 9,919 | ▼ 53% |
| Profit after taxes | € 15,371 | € 15,345 | € 4,065 | € -5,128 | ▼ € 9,193 |
| Equity | € -5,685 | € 9,659 | € 13,724 | € 8,596 | ▼ 37% |
| Total debts | € 142,419 | € 135,134 | € 110,469 | € 88,449 | ▼ 20% |
| Cash | € 25,138 | € 15,465 | € 7,786 | € 8,628 | ▲ 11% |
| Retained profit | € -11,885 | € 3,459 | € 7,524 | € 2,396 | ▼ 68% |
| Bank debt | € 78,272 | € 64,570 | € 54,499 | € 44,411 | ▼ 19% |
| Balance sheet total | € 136,733 | € 144,793 | € 124,193 | € 97,045 | ▼ 22% |
Key figures of NDB Consulting, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to NDB Consulting?
What happened at NDB Consulting in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 5,128 (▼ € 9,193 vs 2024). filed late Source: NBB ↗
- Incorporation, published in the Gazette. Source: Staatsblad ↗
- New establishment in Heist-op-den-Berg. KBO
- Naomi De Bruyn became a director. NBB
In short
From € 15,371 profit in 2022 to € 5,128 loss in 2025.
Paid € 11,093 in corporate taxes since 2022.
Best year ever: 2022, with € 15,371 profit.
Management
Behind NDB Consulting is Naomi De Bruyn. Naomi De Bruyn is also behind EVENTA RENT.
Directors
According to the 2025 annual accounts
since 2018
Establishments
Establishment units
Physical locations of this company
Westmeerbeeksteenweg 42
2221 Heist-op-den-Berg
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Shareholders according to the Official Gazette deeds
Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.
Incorporation
Source: Deed ↗- DE BRUYN Naomi(oprichter/vennoot) 90%
- THIJSSEN Tim(oprichter/vennoot) 10%
Details
- Company number
- 0700.273.286
- VAT number
- BE 0700.273.286
- Registered office
- Westmeerbeeksteenweg 42, 2221 Heist-op-den-Berg
- Names & denominations
- NDB Consulting
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 July 2018
- Peppol
- Active · Active since 9 Sept 2025
- Activities · NACE
Detailhandel in andere huishoudelijke artikelen, neg
Detailhandel in andere huishoudelijke artikelen in gespecialiseerde winkels, n.e.g.
Bouwrijp maken van terreinen
Administratieve en ondersteunende activiteiten ten behoeve van kantoren
Installatie van isolatie
Landschapsverzorging
Stukadoorswerk
Handelsbemiddeling in de groothandel in meubelen, huishoudelijke artikelen en ijzerwaren
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