Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 21 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Lavaert-Cars from Kluisbergen, company number BE0698715546, closed financial year 2025 with a result of € -73,872 after tax. For that financial year Lavaert-Cars recorded a gross margin of € -67,217 and equity of € -12,172. Compared with financial year 2024, the result moved from € -39,621 to € -73,872. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 28, 2026.
€ -12,172
▼ € 73,872 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -73,872
▼ 86 % more loss than in 2024
Profit after tax over the fiscal year.
€ 5,445
▼ 62% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -30,772.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 74,278
▲ 14% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,279
▼ 52% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 17,106 | € 45,566 | € -34,036 | € -67,217 | ▼ € 33,181 |
| Profit after taxes | € 2,337 | € 31,157 | € -39,621 | € -73,872 | ▼ € 34,251 |
| Equity | € 70,164 | € 101,321 | € 61,700 | € -12,172 | ▼ € 73,872 |
| Total debts | € 165,977 | € 130,062 | € 117,347 | € 99,434 | ▼ 15% |
| Cash | € 9,441 | € 9,931 | € 14,454 | € 5,445 | ▼ 62% |
| Retained profit | € 51,564 | € 82,721 | € 43,100 | € -30,772 | ▼ € 73,872 |
| Bank debt | € 25,000 | € 25,000 | € 25,000 | € 0 | ▼ 100% |
| Balance sheet total | € 236,141 | € 231,384 | € 179,048 | € 87,263 | ▼ 51% |
Key figures of Lavaert-Cars, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Lavaert-Cars?
What happened at Lavaert-Cars in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 73,872. filed late Source: NBB ↗
- New establishment in Kluisbergen. KBO
- Start of the company according to the CBE. KBO
- Philip Lavaert became a director. NBB
- Lieve De Keyser became a director. NBB
In short
From € 2,337 profit in 2022 to € 73,872 loss in 2025.
Paid € 4,758 in corporate taxes since 2022.
Best year ever: 2023, with € 31,157 profit.
Management
Behind Lavaert-Cars are Philip Lavaert and Lieve De Keyser. The same people are also behind GARAGE LAVAERT and DEN HAM.
Directors
According to the 2025 annual accounts
since 2018
since 2018
Establishments
Establishment units
Physical locations of this company
Oudenaardebaan 3 box a
9690 Kluisbergen
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0698.715.546
- VAT number
- BE 0698.715.546
- Registered office
- Oudenaardebaan 3 bus a, 9690 Kluisbergen
- Names & denominations
- Lavaert-Cars
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 June 2018
- Peppol
- Active · Active since 14 Jan 2026
- Activities · NACE
Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)
Groothandel in auto's en lichte bestelwagens (= 3,5 ton)
Handelsbemiddeling in de groothandel in andere specifieke goederen
Carrosserieherstelling (inclusief spuiten en verven)
Detailhandel in onderdelen en accessoires van motorvoertuigen
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)
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