Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 4 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SVGES from Namur, company number BE0697662107, closed financial year 2025 with a result of € 8,114 after tax. For that financial year SVGES recorded a gross margin of € 3,959 and equity of € 167,032. Compared with financial year 2024, the result moved from € 8,041 to € 8,114. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 3, 2026.
€ 167,032
▲ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 8,114
▲ 1% vs 2024
Profit after tax over the fiscal year.
€ 5,770
▲ € 5,734 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 17,032.
Debts at end 2025
€ 82,834
▼ 20% vs 2024
€ 23,406 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 781
▼ 27% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 278
▲ 39% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,306 | € 3,194 | € 3,430 | € 3,959 | ▲ 15% |
| Profit after taxes | € -11,474 | € -1,167 | € 8,041 | € 8,114 | ▲ 1% |
| Equity | € 152,044 | € 150,878 | € 158,918 | € 167,032 | ▲ 5% |
| Total debts | € 294,872 | € 284,452 | € 273,494 | € 271,018 | ▼ 1% |
| Cash | € 10,058 | € 2,191 | € 36 | € 5,770 | ▲ € 5,734 |
| Retained profit | € 2,044 | € 878 | € 8,918 | € 17,032 | ▲ 91% |
| Bank debt | € 145,510 | € 124,961 | € 104,071 | € 82,834 | ▼ 20% |
| Balance sheet total | € 446,916 | € 435,330 | € 432,413 | € 438,050 | ▲ 1% |
Key figures of SVGES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SVGES?
What happened at SVGES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 8,114 (▲ 1% vs 2024). Source: NBB ↗
- New establishment in Namur. KBO
- Sophie VANSCHEL became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 11,474 loss in 2022 to € 8,114 profit in 2025.
Best year ever: 2025, with € 8,114 profit.
A new publication or filing at SVGES? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SVGES is Sophie VANSCHEL. It owns 100% of HFONTAINE itself.
Directors
According to the 2025 annual accounts
since 2018
Establishments
Establishment units
Physical locations of this company
Rue du Sart-Hulet(JB) 12
5100 Namur
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0697.662.107
- VAT number
- BE 0697.662.107
- Registered office
- Rue du Sart-Hulet(JB) 12, 5100 Namur
- Names & denominations
- SVGES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 June 2018
- Peppol
- Active · Active since 10 Dec 2025
- Activities · NACE
Activiteiten van holdings
Holdings
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Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
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