Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 18 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
LAVAL INVEST from La Louvière, company number BE0696801775, closed financial year 2025 with a result of € 9,810 after tax. For that financial year LAVAL INVEST recorded a gross margin of € 29,079 and equity of € 21,021. Compared with financial year 2024, the result moved from € 5,344 to € 9,810. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on February 25, 2026.
€ 21,021
▲ 88% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 9,810
▲ 84% vs 2024
Profit after tax over the fiscal year.
€ 9,776
▲ 12% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 2,421.
Debts at end 2025
€ 334,921
▼ 6% vs 2024
€ 19,572 is repaid this year. At this pace the long-term loan is gone in ≈ 17 years.
€ 440
▲ 279% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 27,185 | € 30,032 | € 25,725 | € 29,079 | ▲ 13% |
| Profit after taxes | € 5,189 | € 8,495 | € 5,344 | € 9,810 | ▲ 84% |
| Equity | € -2,628 | € 5,867 | € 11,211 | € 21,021 | ▲ 88% |
| Total debts | € 424,599 | € 408,729 | € 389,284 | € 369,512 | ▼ 5% |
| Cash | € 5,831 | € 11,055 | € 8,731 | € 9,776 | ▲ 12% |
| Retained profit | € -21,228 | € -12,733 | € -7,389 | € 2,421 | ▲ € 9,810 |
| Bank debt | € 391,442 | € 372,960 | € 355,558 | € 334,921 | ▼ 6% |
| Balance sheet total | € 421,971 | € 414,596 | € 400,495 | € 390,533 | ▼ 2% |
Key figures of LAVAL INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to LAVAL INVEST?
What happened at LAVAL INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 9,810 (▲ 84% vs 2024). filed late Source: NBB ↗
- New establishment in Seneffe. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,189 profit in 2022 to € 9,810 profit in 2025.
Best year ever: 2025, with € 9,810 profit.
A new publication or filing at LAVAL INVEST? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of FJM IMMOBILIER comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
LAVAL INVESTBehind LAVAL INVEST is JOEL FRANCOTTE. The shares are held by FJM IMMOBILIER (100%).
Directors
According to the 2025 annual accounts
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue de Fanuelz(S-V) 131
7100 La Louvière
La Warte 5
7181 Seneffe
Active since 25 May 2018
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0696.801.775
- VAT number
- BE 0696.801.775
- Registered office
- Rue de Fanuelz(S-V) 131, 7100 La Louvière
- Names & denominations
- LAVAL INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 May 2018
- Peppol
- Not registered