Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 15 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ARFILA from Ciney, company number BE0696741496, closed financial year 2025 with a result of € -35,312 after tax. For that financial year ARFILA recorded a gross margin of € 68,927 and equity of € -12,142. Compared with financial year 2024, the result moved from € 8,147 to € -35,312. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 1, 2026.
€ -12,142
▼ € 35,312 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -35,312
▼ still € 8,147 profit in 2024
Profit after tax over the fiscal year.
€ 6,912
▲ 259% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -12,142.
People and assets in 2025
€ 36,752
▼ 6% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 565,132
▼ 5% vs 2024
€ 36,576 is repaid this year. At this pace the long-term loan is gone in ≈ 15 years.
€ 27,780
▼ 31% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,050
▼ 23% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 60,527 | € 49,592 | € 121,371 | € 68,927 | ▼ 43% |
| Profit after taxes | € 32,960 | € 2,654 | € 8,147 | € -35,312 | ▼ € 43,459 |
| Equity | € 12,369 | € 15,023 | € 23,170 | € -12,142 | ▼ € 35,312 |
| Total debts | € 705,976 | € 827,004 | € 1,013,890 | € 1,047,627 | ▲ 3% |
| Cash | € 1,364 | € 3,014 | € 1,925 | € 6,912 | ▲ 259% |
| Land & buildings | € 607,460 | € 778,829 | € 983,496 | € 997,100 | ▲ 1% |
| Retained profit | € 12,369 | € 15,023 | € 23,170 | € -12,142 | ▼ € 35,312 |
| Bank debt | € 403,112 | € 426,692 | € 596,554 | € 565,132 | ▼ 5% |
| Balance sheet total | € 718,345 | € 842,028 | € 1,037,061 | € 1,035,485 |
Key figures of ARFILA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ARFILA?
What happened at ARFILA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 35,312 (▼ € 43,459 vs 2024). Source: NBB ↗
- New establishment in Ciney. KBO
- Start of the company according to the CBE. KBO
- Benjamin FILSFILS became a director. NBB
In short
From € 32,960 profit in 2022 to € 35,312 loss in 2025.
Paid € 11,129 in corporate taxes since 2022.
Best year ever: 2022, with € 32,960 profit.
Management
Behind ARFILA is Benjamin FILSFILS. Benjamin FILSFILS is also behind FB WOOD and IMOFILS.
Establishments
Establishment units
Physical locations of this company
Rempart de la Tour 1
5590 Ciney
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0696.741.496
- VAT number
- BE 0696.741.496
- Registered office
- Rempart de la Tour 1, 5590 Ciney
- Names & denominations
- ARFILA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 May 2018
- Peppol
- Active · Active since 16 Dec 2025
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