What does Ardennes Finances do?

Ardennes Finances is registered with the CBE as active in: Activiteiten van holdings. Private Limited, started on 8 May 2018, 1 establishment.

What is the address of Ardennes Finances?

The registered office of Ardennes Finances is located at Rue Trois Bourdons 24, 4840 Welkenraedt.

Is Ardennes Finances still active?

Yes. According to the CBE (30 October 2026) Ardennes Finances is active, legal situation “Normale toestand”, started on 8 May 2018.

Is Ardennes Finances registered on Peppol?

Yes, Ardennes Finances is registered on the Peppol network with ID 0208:0695812771.

What is the enterprise number of Ardennes Finances?

The enterprise number of Ardennes Finances is BE0695812771.

When was Ardennes Finances founded?

Ardennes Finances was founded on 8 May 2018.

Who are the directors of Ardennes Finances?

According to the 2025 annual accounts, the directors of Ardennes Finances are: Johnny ARNAUTS, Arnoud ZAMBONI.

Is Ardennes Finances a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 8 May 2018; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did Ardennes Finances make in 2025?

Ardennes Finances posted a profit after taxes of € 1,074,771 in financial year 2025.

What is the revenue of Ardennes Finances?

As a small company, Ardennes Finances is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 436,980.

How much does an employee at Ardennes Finances earn?

The average wage cost per full-time employee at Ardennes Finances was € 95,700 in 2025: staff costs of € 124,364 for 1.3 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does Ardennes Finances have?

According to the 2025 annual accounts, Ardennes Finances has 1.3 full-time equivalents (FTE).

Ardennes Finances (Private Limited) - Welkenraedt

Dossier Ardennes Finances, printed on 30 October 2026 from databakkes.be/en/0695812771/ardennes-finances. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 48 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

Ardennes Finances from Welkenraedt, company number BE0695812771, closed financial year 2025 with a result of € 1.1 million after tax. For that financial year Ardennes Finances recorded a gross margin of € 436,980 and equity of € 2.2 million. Compared with financial year 2024, the result moved from € 185,729 to € 1.1 million. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.

What it is worth Growing

€ 2.2 million

▲ 28% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 1.1 million

▲ € 889,043 vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 74,805

▼ 54% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 600,000 paid out

56 % of the profit went to the shareholders, mostly to SOMMARIVA INVEST (50 % of the shares). That is where the money ends up.

People and assets in 2025

Full-time equivalents

1.3

▲ 0.3 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 124,364

▲ 38% vs 2024

€ 95,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 6,608

▼ 44% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

€ 4.9 million

▼ 10% vs 2024

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 13,991

▲ 201% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 26,126

▲ 36% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 114,808 Gross margin 2022: € 114,808 First fiscal year in the series	€ 121,034 Gross margin 2023: € 121,034 ▲ 5% vs 2022 (€ 114,808) Favourable step	€ 134,485 Gross margin 2024: € 134,485 ▲ 11% vs 2023 (€ 121,034) Favourable step	€ 436,980 Gross margin 2025: € 436,980 ▲ 225% vs 2024 (€ 134,485) Favourable step	▲ 225%
Profit after taxes	€ 257,230 Profit after taxes 2022: € 257,230 First fiscal year in the series	€ 178,769 Profit after taxes 2023: € 178,769 ▼ 31% vs 2022 (€ 257,230) Unfavourable step	€ 185,729 Profit after taxes 2024: € 185,729 ▲ 4% vs 2023 (€ 178,769) Favourable step	€ 1,074,771 Profit after taxes 2025: € 1,074,771 ▲ € 889,043 vs 2024 (€ 185,729) Favourable step	▲ € 889,043
Equity	€ 1,332,381 Equity 2022: € 1,332,381 First fiscal year in the series	€ 1,511,149 Equity 2023: € 1,511,149 ▲ 13% vs 2022 (€ 1,332,381) Favourable step	€ 1,696,878 Equity 2024: € 1,696,878 ▲ 12% vs 2023 (€ 1,511,149) Favourable step	€ 2,171,649 Equity 2025: € 2,171,649 ▲ 28% vs 2024 (€ 1,696,878) Favourable step	▲ 28%
Total debts	€ 5,825,973 Total debts 2022: € 5,825,973 First fiscal year in the series	€ 5,763,911 Total debts 2023: € 5,763,911 ▼ 1% vs 2022 (€ 5,825,973) Favourable step	€ 5,621,318 Total debts 2024: € 5,621,318 ▼ 2% vs 2023 (€ 5,763,911) Favourable step	€ 5,572,230 Total debts 2025: € 5,572,230 ▼ 1% vs 2024 (€ 5,621,318) Favourable step	▼ 1%
Cash	€ 76,460 Cash 2022: € 76,460 First fiscal year in the series	€ 154,633 Cash 2023: € 154,633 ▲ 102% vs 2022 (€ 76,460) Favourable step	€ 161,156 Cash 2024: € 161,156 ▲ 4% vs 2023 (€ 154,633) Favourable step	€ 74,805 Cash 2025: € 74,805 ▼ 54% vs 2024 (€ 161,156) Unfavourable step	▼ 54%
Retained profit	€ 532,381 Retained profit 2022: € 532,381 First fiscal year in the series	€ 711,149 Retained profit 2023: € 711,149 ▲ 34% vs 2022 (€ 532,381) Favourable step	€ 896,878 Retained profit 2024: € 896,878 ▲ 26% vs 2023 (€ 711,149) Favourable step	€ 1,371,649 Retained profit 2025: € 1,371,649 ▲ 53% vs 2024 (€ 896,878) Favourable step	▲ 53%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 0 Dividend 2023: € 0 Unchanged (€ 0) Unchanged	€ 0 Dividend 2024: € 0 Unchanged (€ 0) Unchanged	€ 600,000 Dividend 2025: € 600,000 Unchanged (€ 0) Unchanged
Bank debt	€ 5,433,683 Bank debt 2022: € 5,433,683 First fiscal year in the series	€ 5,689,846 Bank debt 2023: € 5,689,846 ▲ 5% vs 2022 (€ 5,433,683) Unfavourable step	€ 5,495,261 Bank debt 2024: € 5,495,261 ▼ 3% vs 2023 (€ 5,689,846) Favourable step	€ 4,932,074 Bank debt 2025: € 4,932,074 ▼ 10% vs 2024 (€ 5,495,261) Favourable step	▼ 10%
Balance sheet total	€ 7,158,354 Balance sheet total 2022: € 7,158,354 First fiscal year in the series	€ 7,275,060 Balance sheet total 2023: € 7,275,060 ▲ 2% vs 2022 (€ 7,158,354) Unchanged	€ 7,318,196 Balance sheet total 2024: € 7,318,196 ▲ 1% vs 2023 (€ 7,275,060) Unchanged	€ 7,743,879 Balance sheet total 2025: € 7,743,879 ▲ 6% vs 2024 (€ 7,318,196) Unchanged	▲ 6%
Employees (FTE)	0.5 Employees (FTE) 2022: 0.5 First fiscal year in the series	1 Employees (FTE) 2023: 1 ▲ 0.5 vs 2022 (0.5) Unchanged	1 Employees (FTE) 2024: 1 Unchanged (1) Unchanged	1.3 Employees (FTE) 2025: 1.3 ▲ 0.3 vs 2024 (1) Unchanged	▲ 0.3

Key figures of Ardennes Finances, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Ardennes Finances?

What happened at Ardennes Finances in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 31, 2026 New annual accounts for financial year 2025: profit of € 1.1 million (▲ € 889,043 vs 2024). filed late Source: NBB ↗
2024 Johnny ARNAUTS became a director. NBB
2024 Arnoud ZAMBONI became a director. NBB
May 8, 2018 New establishment in Welkenraedt. KBO
May 8, 2018 Start of the company according to the CBE. KBO

In short

From € 257,230 profit in 2022 to € 1.1 million profit in 2025.

Paid € 475 in corporate taxes since 2022.

Best year ever: 2025, with € 1.1 million profit.

On average € 336,100 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

SOMMARIVA INVEST 50%

JAR INVEST 50%

The stake of SOMMARIVA INVEST, JAR INVEST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

Ardennes Finances

TP RECUP SA 100%

ARDENNE CONTAINER 100%

Belcyco Minerals Treatment 50%

Behind Ardennes Finances are Johnny ARNAUTS and Arnoud ZAMBONI. The shares are held by SOMMARIVA INVEST (50%) and JAR INVEST (50%). It owns 100% of TP RECUP SA, 100% of ARDENNE CONTAINER and 50% of Belcyco Minerals Treatment itself.

Directors

According to the 2025 annual accounts

Johnny ARNAUTS

Administrator-manager

Also active at: TPrécup, Belcyco Namur-Brabant

since 2024

Arnoud ZAMBONI

Managing director

Also active at: TPrécup, ARDENNE CONTAINER

since 2024

Shareholders

SOMMARIVA INVEST

50%

JAR INVEST

50%

Participations

TP RECUP SA

100%

ARDENNE CONTAINER

100%

Belcyco Minerals Treatment

50%

Establishments

Establishment units

Physical locations of this company

Registered office

Rue Trois Bourdons 24

4840 Welkenraedt

2.275.749.464

Rue Trois Bourdons 25

4840 Welkenraedt

Active since 8 May 2018

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0695.812.771

VAT number

BE 0695.812.771

Registered office

Rue Trois Bourdons 24, 4840 Welkenraedt

Names & denominations

Ardennes Finances

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

8 May 2018

Peppol

Active · Active since 8 Jan 2026

Activities · NACE

Activiteiten van holdings

Holdings

View on CBE Public ↗ Annual accounts (NBB) ↗

Ardennes Finances

Warning lights

Financials

What happened to Ardennes Finances?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Details

Frequently asked questions