Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 6 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
11 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
Herman from Frameries, company number BE0695742002, closed financial year 2025 with a result of € -107,597 after tax. For that financial year Herman recorded a gross margin of € 5,380 and equity of € -263,780. Compared with financial year 2024, the result moved from € -84,582 to € -107,597. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 5, 2026.
€ -263,780
▼ € 107,597 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -107,597
▼ 27 % more loss than in 2024
Profit after tax over the fiscal year.
€ 9,959
▼ 17% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -282,380.
Debts at end 2025
€ 968,047
▼ 5% vs 2024
€ 52,530 is repaid this year. At this pace the long-term loan is gone in ≈ 18 years.
€ 416,781
▲ € 409,335 vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 6,921 | € 10,466 | € 9,764 | € 5,380 | ▼ 45% |
| Profit after taxes | € 1,465 | € -53,603 | € -84,582 | € -107,597 | ▼ € 23,015 |
| Equity | € -17,998 | € -71,601 | € -156,183 | € -263,780 | ▼ € 107,597 |
| Total debts | € 1,248,895 | € 1,343,670 | € 1,418,191 | € 4,469,715 | ▲ 215% |
| Cash | € 879 | € 2,369 | € 12,035 | € 9,959 | ▼ 17% |
| Land & buildings | € 438,518 | € 396,325 | € 392,774 | € 389,224 | ▼ 1% |
| Retained profit | € -36,598 | € -90,201 | € -174,783 | € -282,380 | ▼ € 107,597 |
| Bank debt | € 1,109,083 | € 1,067,588 | € 1,020,576 | € 968,047 | ▼ 5% |
| Balance sheet total | € 1,230,897 | € 1,272,069 | € 1,262,008 | € 4,205,935 | ▲ 233% |
Key figures of Herman, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Herman?
What happened at Herman in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 107,597. Source: NBB ↗
- T&D Invest SA became a director. NBB
- Leaso SRL became a director. NBB
- New establishment in Bernissart. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,465 profit in 2022 to € 107,597 loss in 2025.
Best year ever: 2022, with € 1,465 profit.
Management
The stake of T&D Invest comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
HermanBehind Herman are T&D Invest SA and Leaso SRL. The shares are held by T&D Invest (100%).
Directors
According to the 2025 annual accounts
Director · represented by Stéphanie Dobbelaere , Filip Audenaert
Also active at: Compagnie d'Investissement dans le Secteur Social, Hermogène, EDGARD, EDWIGE
since 2021
Director · represented by Ben Haegeman
Also active at: Compagnie d'Investissement dans le Secteur Social, Teriloto, Hermogène, Feu Vert, Socuban, Teqniqe, RESIDENCE L'EVEIL DES SENS, E-LISA +1 more
since 2021
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Route de Bavay 56
7080 Frameries
Place des Hautchamps(POM) 19
7322 Bernissart
Active since 7 May 2018
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 11 companies are registered at this address.
All companies at this address →LE CLERMY
€ 1.5 million gross margin · 2025
L'ELIXIR
€ 7.7 million revenue · 2025
Compagnie d'Investissement dans le Secteur Social same network
€ 8.5 million revenue · 2025
GROUPE SOCIALE
Hermogène same network
€ 2.6 million gross margin · 2025
+6 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0695.742.002
- VAT number
- BE 0695.742.002
- Registered office
- Route de Bavay 56, 7080 Frameries
- Names & denominations
- Herman
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 May 2018
- Peppol
- Active · Active since 12 Aug 2025
- Activities · NACE
Instellingen met huisvesting voor volwassenen met een mentale handicap