Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 54 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BOVEBO from Meise, company number BE0694845840, closed financial year 2025 with a result of € 146,973 after tax. For that financial year BOVEBO recorded a gross margin of € 671,589 and equity of € 85,316. Compared with financial year 2024, the result moved from € 98,744 to € 146,973. Profitable, and profit is growing. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on December 16, 2025.
€ 85,316
▼ 27% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 146,973
▲ 49% vs 2024
Profit after tax over the fiscal year.
€ 9,485
▼ 89% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 179,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
5.8
▲ 0.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 435,771
▲ 33% vs 2024
€ 75,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 84,941
▼ 24% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 61,099
▼ 22% vs 2024
€ 17,536 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 9,336
▼ 98% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 44,466
▲ 9% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 430,505 | € 573,507 | € 489,510 | € 671,589 | ▲ 37% |
| Profit after taxes | € 69,039 | € 186,023 | € 98,744 | € 146,973 | ▲ 49% |
| Equity | € 143,868 | € 18,600 | € 117,344 | € 85,316 | ▼ 27% |
| Total debts | € 246,608 | € 407,821 | € 701,331 | € 296,901 | ▼ 58% |
| Cash | € 117,277 | € 128,491 | € 89,189 | € 9,485 | ▼ 89% |
| Retained profit | € 125,268 | € 0 | € 98,744 | € 66,716 | ▼ 32% |
| Dividend | € 165,000 | € 311,290 | € 0 | € 179,000 | |
| Bank debt | € 0 | € 0 | € 77,940 | € 61,099 | ▼ 22% |
| Balance sheet total | € 390,475 | € 426,421 | € 818,675 | € 382,217 | ▼ 53% |
| Employees (FTE) | 5.3 | 4.7 | 4.9 | 5.8 | ▲ 0.9 |
Key figures of BOVEBO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to BOVEBO?
What happened at BOVEBO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 146,973 (▲ 49% vs 2024). Source: NBB ↗
- New establishment in Merchtem. KBO
- KDB FINADVICE became a director. NBB
- Start of the company according to the CBE. KBO
- ELVV MANAGEMENT became a director. NBB
- PB ADVIES & BEHEER became a director. NBB
- BO MANAGEMENT became a director. NBB
In short
From € 69,039 profit in 2022 to € 146,973 profit in 2025.
Paid € 214,825 in corporate taxes since 2022.
Best year ever: 2023, with € 186,023 profit.
On average € 115,800 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
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Management
The stake of ELVV Management, BO Management, KDB FINADVICE, PB Advies & Beheer comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
BOVEBOBehind BOVEBO are ELVV MANAGEMENT, KDB FINADVICE, PB ADVIES & BEHEER and BO MANAGEMENT. The shares are held by ELVV Management (25%), BO Management (25%), KDB FINADVICE (25%) and PB Advies & Beheer (25%).
Directors
According to the 2025 annual accounts
Director · represented by Vanessa VERBELEN
since 2018
Director · represented by Kristel DE BLESER
since 2024
Director · represented by Peter BOLLEN
since 2018
Director · represented by Olivier BODART
since 2018
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Guido Gezellelaan 8
1861 Meise
August De Boeckstraat 19
1785 Merchtem
Active since 26 February 2024
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0694.845.840
- VAT number
- BE 0694.845.840
- Registered office
- Guido Gezellelaan 8, 1861 Meise
- Names & denominations
- BOVEBO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 April 2018
- Peppol
- Active · Active since 27 Jan 2025
- Activities · NACE
Agenten en makelaars in bankdiensten
Activiteiten van verzekeringsagenten en -makelaars