Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 28 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BORN-LAVIGNE INVEST from Spa, company number BE0692881886, closed financial year 2025 with a result of € 34,556 after tax. For that financial year BORN-LAVIGNE INVEST recorded a gross margin of € 86,963 and equity of € 154,111. Compared with financial year 2024, the result moved from € -16 to € 34,556. Profitable, and profit is growing. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 3, 2026.
€ 154,111
▼ 20% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 34,556
▲ still € 16 loss in 2024
Profit after tax over the fiscal year.
€ 20,754
▲ 76% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 73,447 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 198
▼ 33% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 8,871
▼ 25% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 208,938
▼ 15% vs 2024
€ 25,538 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 31,328
▼ 12% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 5,682
▼ 59% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 51,896 | € 84,350 | € 41,180 | € 86,963 | ▲ 111% |
| Profit after taxes | € 7,770 | € 27,533 | € -16 | € 34,556 | ▲ € 34,571 |
| Equity | € 165,485 | € 193,018 | € 193,002 | € 154,111 | ▼ 20% |
| Total debts | € 370,083 | € 308,627 | € 319,506 | € 334,067 | ▲ 5% |
| Cash | € 11,051 | € 14,714 | € 11,762 | € 20,754 | ▲ 76% |
| Land & buildings | € 302,519 | € 286,880 | € 271,242 | € 255,603 | ▼ 6% |
| Retained profit | € 159,285 | € 186,818 | € 186,802 | € 147,911 | ▼ 21% |
| Dividend | € 0 | € 0 | € 0 | € 73,447 | |
| Bank debt | € 303,403 | € 260,976 | € 245,523 | € 208,938 | ▼ 15% |
| Balance sheet total | € 535,568 | € 501,645 | € 512,509 | € 488,178 | ▼ 5% |
Key figures of BORN-LAVIGNE INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BORN-LAVIGNE INVEST?
What happened at BORN-LAVIGNE INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 34,556. Source: NBB ↗
- New establishment in Dison. KBO
- Start of the company according to the CBE. KBO
- Luck BORN became a director. NBB
- Viviane LAVIGNE became a director. NBB
In short
From € 7,770 profit in 2022 to € 34,556 profit in 2025.
Paid € 41,667 in corporate taxes since 2022.
Best year ever: 2025, with € 34,556 profit.
Paid out € 73,447 in dividends to the owners in total.
Management
Behind BORN-LAVIGNE INVEST are Luck BORN and Viviane LAVIGNE. Luck BORN is also behind M.H.C.L. and LB DEVELOPPEMENT.
Directors
According to the 2025 annual accounts
since 2018
Viviane LAVIGNE
Director
since 2018
Establishments
Establishment units
Physical locations of this company
Chemin Sous-Bois 24
4900 Spa
Avenue Jardin Ecole 45 box A
4820 Dison
Active since 21 April 2018
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0692.881.886
- VAT number
- BE 0692.881.886
- Registered office
- Chemin Sous-Bois 24, 4900 Spa
- Names & denominations
- BORN-LAVIGNE INVEST · Le Petit Rêveur
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 March 2018
- Peppol
- Active · Active since 11 Sept 2025
- Activities · NACE
Detailhandel in huismeubilair
Detailhandel in huismeubilair in gespecialiseerde winkels
Activiteiten van eetgelegenheden met volledige bediening
Detailhandel in huishoudtextiel en beddengoed
Catering van evenementen
Handel in eigen onroerend goed
Eetgelegenheden met volledige bediening