Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
Urbike from Vorst, company number BE0692733319, closed financial year 2025 with a result of € -197,372 after tax. For that financial year Urbike recorded a gross margin of € 585,043 and equity of € -3,694. Compared with financial year 2024, the result moved from € -65,491 to € -197,372. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 11, 2026.
€ -3,694
▼ € 195,622 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -197,372
▼ 201 % more loss than in 2024
Profit after tax over the fiscal year.
€ 267,760
▲ 1% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -1.3 million.
People and assets in 2025
14.9
▲ 1.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 665,132
▼ 8% vs 2024
€ 44,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 38,330
▼ 67% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 467,783
▲ 29% vs 2024
€ 47,177 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 189,769
▲ 4% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 121,767
▼ 25% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 222,046 | € 484,109 | € 790,894 | € 585,043 | ▼ 26% |
| Profit after taxes | € -332,990 | € -286,119 | € -65,491 | € -197,372 | ▼ € 131,881 |
| Equity | € 651,627 | € 257,690 | € 191,928 | € -3,694 | ▼ € 195,622 |
| Total debts | € 653,149 | € 971,410 | € 882,948 | € 807,960 | ▼ 8% |
| Cash | € 464,040 | € 356,526 | € 266,026 | € 267,760 | ▲ 1% |
| Land & buildings | € 6,757 | € 5,960 | - | - | |
| Retained profit | € -765,812 | € -1,051,931 | € -1,117,422 | € -1,314,794 | ▼ € 197,372 |
| Bank debt | € 301,168 | € 402,502 | € 363,218 | € 467,783 | ▲ 29% |
| Balance sheet total | € 1,304,775 | € 1,229,100 | € 1,074,876 | € 804,266 | ▼ 25% |
| Employees (FTE) | - | 14.2 | 13.7 | 14.9 | ▲ 1.2 |
Key figures of Urbike, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Urbike?
What happened at Urbike in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 197,372. Source: NBB ↗
- XAVIER DANDOY stepped down as director. NBB
- DELPHINE LEFEBVRE stepped down as director. NBB
- GAETAN HERINCKX stepped down as director. NBB
- CHARLES-ANTOINE KERVYN DE VOLKAERSBEKE stepped down as director. NBB
- PHILIPPE LOVENS stepped down as director. NBB
- XAVIER DANDOY became a director. NBB
- DELPHINE LEFEBVRE became a director. NBB
In short
From € 332,990 loss in 2022 to € 197,372 loss in 2025.
Paid € 1,340 in corporate taxes since 2022.
On average € 39,300 of value added per employee in 2025.
Management
The stake of Brusoc by finance&invest.brussels comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
UrbikeThe shares are held by Brusoc by finance&invest.brussels (8%). It owns 0.2% of CargoCool itself.
Directors
According to the 2025 annual accounts
XAVIER DANDOY
Director
since 2023 · until 2026
since 2023 · until 2026
GAETAN HERINCKX
Chairman of the board
since 2023 · until 2026
CHARLES-ANTOINE KERVYN DE VOLKAERSBEKE
Director
since 2023 · until 2026
PHILIPPE LOVENS
Managing director
since 2023 · until 2026
Shareholders
Participations
0.2%
Establishments
Establishment units
Physical locations of this company
Van Volxemlaan 289
1190 Vorst
Quai des Tanneurs 2
4020 Liège
Active since 14 March 2019
Wiedauwkaai 23
9000 Gent
Active since 15 January 2020
Veeartsenstraat 42 box B
1070 Anderlecht
Active since 22 March 2021
Georges Lorandstraat 15
1050 Elsene
Active since 16 September 2021
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Google Workspace
Hosting
GOOGLE-CLOUD-PLATFORM - Google LLC, US
DNS
OVH DNS
Website info
Features
Security
Details
- Company number
- 0692.733.319
- VAT number
- BE 0692.733.319
- Registered office
- Van Volxemlaan 289, 1190 Vorst
- Names & denominations
- Urbike
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Normale toestand
- Start date
- 20 March 2018
- Peppol
- Active · Active since 1 Jan 2001
- Contact
- urbike.be [email protected] +32478920789
- Activities · NACE
Overige posterijen en koeriers
Goederenvervoer over de weg
Activiteiten van bedrijfs- en werkgeversorganisaties
Overige activiteiten van vrije beroepen en andere wetenschappelijke en technische activiteiten, neg
Vervaardiging van hijs-, hef- en transportwerktuigen
Detailhandel in fietsen
Vervaardiging van andere transportmiddelen, neg
Reparatie en onderhoud van producten van metaal
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