Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
XS CONSULT from Waremme, company number BE0691823695, closed financial year 2025 with a result of € 74,576 after tax. For that financial year XS CONSULT recorded a gross margin of € 129,479 and equity of € 145,561. Compared with financial year 2024, the result moved from € 90,581 to € 74,576. The company is profitable. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on April 8, 2026.
€ 145,561
▼ 35% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 74,576
▼ 18% vs 2024
Profit after tax over the fiscal year.
€ 166
▲ € 140 vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 154,571 paid out
More than the year’s profit went to the shareholders; reserves fell.
Debts at end 2025
€ 158,609
▲ 6% vs 2024
€ 55,855 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 2,109
▲ 12% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 24,107
▼ 24% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 128,113 | € 120,342 | € 144,218 | € 129,479 | ▼ 10% |
| Profit after taxes | € 86,548 | € 79,806 | € 90,581 | € 74,576 | ▼ 18% |
| Equity | € 146,975 | € 134,975 | € 225,556 | € 145,561 | ▼ 35% |
| Total debts | € 307,393 | € 312,010 | € 232,687 | € 339,310 | ▲ 46% |
| Cash | € 12,063 | € 786 | € 26 | € 166 | ▲ € 140 |
| Retained profit | € 128,375 | € 116,375 | € 206,956 | € 126,961 | ▼ 39% |
| Dividend | € 76,408 | € 91,806 | € 0 | € 154,571 | |
| Bank debt | € 202,022 | € 168,884 | € 149,516 | € 158,609 | ▲ 6% |
| Balance sheet total | € 454,368 | € 446,985 | € 458,243 | € 484,871 | ▲ 6% |
Key figures of XS CONSULT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to XS CONSULT?
What happened at XS CONSULT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 74,576 (▼ 18% vs 2024). Source: NBB ↗
- New establishment in Waremme. KBO
- Xavier SACRE became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 86,548 profit in 2022 to € 74,576 profit in 2025.
Paid € 128,555 in corporate taxes since 2022.
Best year ever: 2024, with € 90,581 profit.
Paid out € 322,786 in dividends to the owners in total.
Management
Behind XS CONSULT is Xavier SACRE. It owns 33.3% of BELASSUR itself.
Directors
According to the 2025 annual accounts
Xavier SACRE
Manager
since 2018
Establishments
Establishment units
Physical locations of this company
Rue Franco Rasetti 52
4300 Waremme
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0691.823.695
- VAT number
- BE 0691.823.695
- Registered office
- Rue Franco Rasetti 52, 4300 Waremme
- Names & denominations
- XS CONSULT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 March 2018
- Peppol
- Active · Active since 25 Jun 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars