Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2025 and 2026.
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Tight liquidity NBB
Cash and receivables cover 17 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
SDF JOLIE from Knokke-Heist, company number BE0691701456, closed financial year 2026 with a result of € -19,922 after tax. For that financial year SDF JOLIE recorded a gross margin of € 216,550 and equity of € -83,253. Compared with financial year 2025, the result moved from € -65,498 to € -19,922. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 29, 2026.
€ -83,253
▼ € 19,922 vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -19,922
▲ 70 % less loss than in 2025
Profit after tax over the fiscal year.
€ 7,212
▼ 12% vs 2025
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -183,253.
People and assets in 2026
€ 198,135
▲ 34% vs 2025
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 6,451
▲ 233% vs 2025
Book value of vehicles, furniture and equipment.
Debts at end 2026
€ 38,477
▲ 273% vs 2025
Loans from banks and other lenders, long and short.
€ 81,579
▼ 20% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 67,223
▲ 191% vs 2025
Taxes, VAT and social contributions still to pay.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 204,954 | € 185,088 | € 175,596 | € 216,550 | ▲ 23% |
| Profit after taxes | € -57,032 | € -19,769 | € -65,498 | € -19,922 | ▲ € 45,576 |
| Equity | € 21,936 | € 2,167 | € -63,331 | € -83,253 | ▼ € 19,922 |
| Total debts | € 154,367 | € 177,226 | € 142,343 | € 187,279 | ▲ 32% |
| Cash | € 17,567 | € 22,852 | € 8,182 | € 7,212 | ▼ 12% |
| Retained profit | € -78,064 | € -97,833 | € -163,331 | € -183,253 | ▼ € 19,922 |
| Bank debt | € 27,563 | € 19,391 | € 10,327 | € 38,477 | ▲ 273% |
| Balance sheet total | € 176,303 | € 179,393 | € 79,013 | € 104,026 | ▲ 32% |
Key figures of SDF JOLIE, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to SDF JOLIE?
What happened at SDF JOLIE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: loss of € 19,922. Source: NBB ↗
- Josephine Greta Butt became a director. NBB
- Imran Butt became a director. NBB
- New establishment in Knokke-Heist. KBO
- Start of the company according to the CBE. KBO
In short
From € 57,032 loss in 2023 to € 19,922 loss in 2026.
Paid € 156 in corporate taxes since 2023.
Management
Behind SDF JOLIE are Josephine Greta Butt and Imran Butt.
Directors
According to the 2026 annual accounts
Josephine Greta Butt
Director
since 2025
Imran Butt
Director
since 2025
Establishments
Establishment units
Physical locations of this company
Zeedijk-Knokke 803
8300 Knokke-Heist
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0691.701.456
- VAT number
- BE 0691.701.456
- Registered office
- Zeedijk-Knokke 803, 8300 Knokke-Heist
- Names & denominations
- SDF JOLIE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 March 2018
- Peppol
- Active · Active since 21 Oct 2025
- Activities · NACE
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