Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2023 and 2024.
-
Tight liquidity NBB
Cash and receivables cover 18 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
CELTO from Sint-Gillis (bij-Brussel), company number BE0690993851, closed financial year 2024 with a result of € -23,400 after tax. For that financial year CELTO recorded a gross margin of € 25,698 and equity of € 38,877. Compared with financial year 2023, the result moved from € -5,601 to € -23,400. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 14, 2025.
€ 38,877
▼ 38% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -23,400
▼ 318 % more loss than in 2023
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € 32,677.
People and assets in 2024
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2024
€ 36,026
▼ 42% vs 2023
€ 26,977 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 8,645
▲ 91% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 86,664
▲ 35% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 26,449 | € 18,860 | € 24,564 | € 25,698 | ▲ 5% |
| Profit after taxes | € 10,873 | € 14,878 | € -5,601 | € -23,400 | ▼ € 17,798 |
| Equity | € 53,000 | € 67,878 | € 62,277 | € 38,877 | ▼ 38% |
| Total debts | € 175,796 | € 171,389 | € 172,963 | € 218,065 | ▲ 26% |
| Retained profit | € 46,800 | € 61,678 | € 56,077 | € 32,677 | ▼ 42% |
| Bank debt | € 112,890 | € 90,444 | € 61,813 | € 36,026 | ▼ 42% |
| Balance sheet total | € 228,795 | € 239,267 | € 235,239 | € 256,942 | ▲ 9% |
Key figures of CELTO, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to CELTO?
What happened at CELTO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 23,400. Source: NBB ↗
- New establishment in Watermaal-Bosvoorde. KBO
- Start of the company according to the CBE. KBO
In short
From € 10,873 profit in 2021 to € 23,400 loss in 2024.
Paid € 66,444 in corporate taxes since 2021.
Best year ever: 2022, with € 14,878 profit.
A new publication or filing at CELTO? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CELTO is Chantal BOCCARD. It owns 100% of REALISATIONS IMMOBILIERES MANAGEMENT itself.
Directors
According to the 2024 annual accounts
Chantal BOCCARD
Manager
Establishments
Establishment units
Physical locations of this company
Spanjestraat 95
1060 Sint-Gillis (bij-Brussel)
Waterwildlaan 3
1170 Watermaal-Bosvoorde
Active since 27 February 2018
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0690.993.851
- VAT number
- BE 0690.993.851
- Registered office
- Spanjestraat 95, 1060 Sint-Gillis (bij-Brussel)
- Names & denominations
- CELTO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 February 2018
- Peppol
- Active · Active since 5 Dec 2025
- Activities · NACE
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