Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 12 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BVL INVEST from Liège, company number BE0690920805, closed financial year 2025 with a result of € -12,511 after tax. For that financial year BVL INVEST recorded a gross margin of € 8,653 and equity of € -15,670. Compared with financial year 2024, the result moved from € -5,264 to € -12,511. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 30, 2026.
€ -15,670
▼ € 12,511 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -12,511
▼ 138 % more loss than in 2024
Profit after tax over the fiscal year.
€ 0
▼ 100% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -35,670.
People and assets in 2025
€ 3,991
▼ 33% vs 2024
Of which on lease € 3,991.
Debts at end 2025
€ 108,318
▼ 13% vs 2024
€ 19,255 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 5,389
▼ 80% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 551
▲ 7% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 9,699 | € 18,811 | € 13,764 | € 8,653 | ▼ 37% |
| Profit after taxes | € -6,117 | € 917 | € -5,264 | € -12,511 | ▼ € 7,246 |
| Equity | € 1,188 | € 2,105 | € -3,159 | € -15,670 | ▼ € 12,511 |
| Total debts | € 189,950 | € 132,760 | € 179,925 | € 156,070 | ▼ 13% |
| Cash | - | € 46 | € 116 | € 0 | ▼ 100% |
| Land & buildings | € 131,012 | € 122,315 | € 138,625 | € 128,840 | ▼ 7% |
| Retained profit | € -18,812 | € -17,895 | € -23,159 | € -35,670 | ▼ € 12,511 |
| Bank debt | € 127,994 | € 112,609 | € 124,494 | € 108,318 | ▼ 13% |
| Balance sheet total | € 191,138 | € 134,865 | € 176,766 | € 140,400 | ▼ 21% |
Key figures of BVL INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to BVL INVEST?
What happened at BVL INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 12,511. Source: NBB ↗
- Domenico BRUNETTO became a director. NBB
- Patricia VAN LOTTUM became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 6,117 loss in 2022 to € 12,511 loss in 2025.
Best year ever: 2023, with € 917 profit.
A new publication or filing at BVL INVEST? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind BVL INVEST are Domenico BRUNETTO and Patricia VAN LOTTUM. The same people are also behind ART ET COULEURS.
Directors
According to the 2025 annual accounts
since 2018
since 2018
Establishments
Establishment units
Physical locations of this company
Rue Côte-d'Or 28
4000 Liège
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0690.920.805
- VAT number
- BE 0690.920.805
- Registered office
- Rue Côte-d'Or 28, 4000 Liège
- Names & denominations
- BVL INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 February 2018
- Peppol
- Active · Active since 11 Dec 2025
- Activities · NACE
Handel in eigen onroerend goed
Overige bouwinstallatie
Bemiddeling in verband met exploitatie van en handel in onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis
Overige bouwinstallatie, n.e.g.