Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
Bogaert Verzekeringen from Stekene, company number BE0689684153, closed financial year 2025 with a result of € -5,575 after tax. For that financial year Bogaert Verzekeringen recorded a gross margin of € 28,416 and equity of € 41,314. Compared with financial year 2024, the result moved from € -11,269 to € -5,575. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 41,314
▼ 12% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -5,575
▲ 51 % less loss than in 2024
Profit after tax over the fiscal year.
€ 2,510
▼ 88% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 40,314.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 20,343
▼ 57% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 12,190
▼ 67% vs 2024
Loans from banks and other lenders, long and short.
€ 272
▼ 94% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 390
▼ 82% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 33,910 | € 69,841 | € 22,555 | € 28,416 | ▲ 26% |
| Profit after taxes | € -2,021 | € 27,070 | € -11,269 | € -5,575 | ▲ € 5,694 |
| Equity | € 31,087 | € 58,158 | € 46,889 | € 41,314 | ▼ 12% |
| Total debts | € 123,189 | € 64,502 | € 45,937 | € 13,439 | ▼ 71% |
| Cash | € 12,470 | € 19,803 | € 21,133 | € 2,510 | ▼ 88% |
| Retained profit | € 30,087 | € 57,158 | € 45,889 | € 40,314 | ▼ 12% |
| Bank debt | € 84,540 | € 60,525 | € 36,442 | € 12,190 | ▼ 67% |
| Balance sheet total | € 154,276 | € 122,660 | € 92,826 | € 54,752 | ▼ 41% |
By gross margin, Bogaert Verzekeringen ranks 7th of 8 companies with main activity “Activiteiten van verzekeringsagenten en -makelaars” in Stekene that publish figures (fiscal year 2025).
Key figures of Bogaert Verzekeringen, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
Ask about Bogaert Verzekeringen the way you would ask their accountant.
Answers from the filed annual accounts, the Belgian Official Gazette and the CBE register.
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What happened to Bogaert Verzekeringen?
What happened at Bogaert Verzekeringen in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 5,575. filed late Source: NBB ↗
- Incorporation, published in the Gazette. Source: Staatsblad ↗
- New establishment in Stekene. KBO
- Marc Bogaert became a director. NBB
In short
From € 2,021 loss in 2022 to € 5,575 loss in 2025.
Paid € 9,004 in corporate taxes since 2022.
Best year ever: 2023, with € 27,070 profit.
Management
Behind Bogaert Verzekeringen is Marc Bogaert. Marc Bogaert is also behind ZAKENKANTOOR BOGAERT and Van de Mergel.
Directors
According to the 2025 annual accounts
since 2018
Establishments
Establishment units
Physical locations of this company
Kerkstraat(STE) 60
9190 Stekene
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Similar companies in Stekene
Same main activity (Activiteiten van verzekeringsagenten en -makelaars), 10 active companies in Stekene, largest first.
€ 1.1 million gross margin · 2025
€ 847,406 gross margin · 2025
€ 430,941 gross margin · 2025
€ 311,077 gross margin · 2025
€ 56,222 gross margin · 2025
€ 44,077 gross margin · 2024
Shareholders according to the Official Gazette deeds
Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.
Incorporation
Source: Deed ↗- BOGAERT Marc(beherende vennoot) 99%
- BRUGGEMAN An(stille vennoot) 1%
Details
- Company number
- 0689.684.153
- VAT number
- BE 0689.684.153
- Registered office
- Kerkstraat(STE) 60, 9190 Stekene
- Names & denominations
- Bogaert Verzekeringen
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 February 2018
- Peppol
- Active · Active since 21 Oct 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Overige zakelijke dienstverlening, neg