What does Vandekerckhove-Smets & Partners do?

Vandekerckhove-Smets & Partners is filed with the CBE under the catch-all “Agenten en makelaars in bankdiensten”, a code that says little about what the company actually does. Private Limited, started on 11 January 2018, 1 establishment.

What is the address of Vandekerckhove-Smets & Partners?

The registered office of Vandekerckhove-Smets & Partners is located at Driftweg 3, 8450 Bredene.

Is Vandekerckhove-Smets & Partners still active?

Yes. According to the CBE (30 October 2026) Vandekerckhove-Smets & Partners is active, legal situation “Normale toestand”, started on 11 January 2018.

Is Vandekerckhove-Smets & Partners registered on Peppol?

Yes, Vandekerckhove-Smets & Partners is registered on the Peppol network with ID 0208:0687831156.

What is the enterprise number of Vandekerckhove-Smets & Partners?

The enterprise number of Vandekerckhove-Smets & Partners is BE0687831156.

When was Vandekerckhove-Smets & Partners founded?

Vandekerckhove-Smets & Partners was founded on 11 January 2018.

Who are the directors of Vandekerckhove-Smets & Partners?

According to the 2025 annual accounts, the directors of Vandekerckhove-Smets & Partners are: Dirk VANDEKERCKHOVE, Mike HUYS, Kristina SMETS, Dieter LOOSE.

Is Vandekerckhove-Smets & Partners a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 11 January 2018; 6 annual accounts filed, latest fiscal year 2025; 4 directors known from the annual account.

How much profit did Vandekerckhove-Smets & Partners make in 2025?

Vandekerckhove-Smets & Partners posted a profit after taxes of € 18,043 in financial year 2025.

What is the revenue of Vandekerckhove-Smets & Partners?

As a small company, Vandekerckhove-Smets & Partners is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 259,500.

Vandekerckhove-Smets & Partners (Private Limited)

Dossier Vandekerckhove-Smets & Partners, printed on 30 October 2026 from databakkes.be/en/0687831156/vandekerckhove-smets-partners. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

Vandekerckhove-Smets & Partners from Bredene, company number BE0687831156, closed financial year 2025 with a result of € 18,043 after tax. For that financial year Vandekerckhove-Smets & Partners recorded a gross margin of € 259,500 and equity of € 159,930. Compared with financial year 2024, the result moved from € 11,017 to € 18,043. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.

What it is worth Growing

€ 159,930

▲ 13% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 18,043

▲ 64% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 21,151

▼ 41% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 153,730.

People and assets in 2025

Wage cost

€ 219,836

▲ 13% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 434

▼ 78% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 6 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 122,129

▼ 14% vs 2024

€ 19,905 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.

Owed to suppliers

€ 25,721

▲ € 21,737 vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 30,295

▲ 6% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 195,450 Gross margin 2022: € 195,450 First fiscal year in the series	€ 202,803 Gross margin 2023: € 202,803 ▲ 4% vs 2022 (€ 195,450) Favourable step	€ 229,965 Gross margin 2024: € 229,965 ▲ 13% vs 2023 (€ 202,803) Favourable step	€ 259,500 Gross margin 2025: € 259,500 ▲ 13% vs 2024 (€ 229,965) Favourable step	▲ 13%
Profit after taxes	€ 19,187 Profit after taxes 2022: € 19,187 First fiscal year in the series	€ 1,967 Profit after taxes 2023: € 1,967 ▼ 90% vs 2022 (€ 19,187) Unfavourable step	€ 11,017 Profit after taxes 2024: € 11,017 ▲ € 9,050 vs 2023 (€ 1,967) Favourable step	€ 18,043 Profit after taxes 2025: € 18,043 ▲ 64% vs 2024 (€ 11,017) Favourable step	▲ 64%
Equity	€ 128,904 Equity 2022: € 128,904 First fiscal year in the series	€ 130,870 Equity 2023: € 130,870 ▲ 2% vs 2022 (€ 128,904) Favourable step	€ 141,887 Equity 2024: € 141,887 ▲ 8% vs 2023 (€ 130,870) Favourable step	€ 159,930 Equity 2025: € 159,930 ▲ 13% vs 2024 (€ 141,887) Favourable step	▲ 13%
Total debts	€ 244,543 Total debts 2022: € 244,543 First fiscal year in the series	€ 211,366 Total debts 2023: € 211,366 ▼ 14% vs 2022 (€ 244,543) Favourable step	€ 174,535 Total debts 2024: € 174,535 ▼ 17% vs 2023 (€ 211,366) Favourable step	€ 179,839 Total debts 2025: € 179,839 ▲ 3% vs 2024 (€ 174,535) Unfavourable step	▲ 3%
Cash	€ 48,049 Cash 2022: € 48,049 First fiscal year in the series	€ 10,067 Cash 2023: € 10,067 ▼ 79% vs 2022 (€ 48,049) Unfavourable step	€ 36,042 Cash 2024: € 36,042 ▲ 258% vs 2023 (€ 10,067) Favourable step	€ 21,151 Cash 2025: € 21,151 ▼ 41% vs 2024 (€ 36,042) Unfavourable step	▼ 41%
Land & buildings	€ 224,796 Land & buildings 2022: € 224,796 First fiscal year in the series	€ 213,809 Land & buildings 2023: € 213,809 ▼ 5% vs 2022 (€ 224,796) Unchanged	€ 202,821 Land & buildings 2024: € 202,821 ▼ 5% vs 2023 (€ 213,809) Unchanged	€ 191,834 Land & buildings 2025: € 191,834 ▼ 5% vs 2024 (€ 202,821) Unchanged	▼ 5%
Retained profit	€ 122,704 Retained profit 2022: € 122,704 First fiscal year in the series	€ 124,670 Retained profit 2023: € 124,670 ▲ 2% vs 2022 (€ 122,704) Favourable step	€ 135,687 Retained profit 2024: € 135,687 ▲ 9% vs 2023 (€ 124,670) Favourable step	€ 153,730 Retained profit 2025: € 153,730 ▲ 13% vs 2024 (€ 135,687) Favourable step	▲ 13%
Bank debt	€ 180,791 Bank debt 2022: € 180,791 First fiscal year in the series	€ 161,411 Bank debt 2023: € 161,411 ▼ 11% vs 2022 (€ 180,791) Favourable step	€ 141,857 Bank debt 2024: € 141,857 ▼ 12% vs 2023 (€ 161,411) Favourable step	€ 122,129 Bank debt 2025: € 122,129 ▼ 14% vs 2024 (€ 141,857) Favourable step	▼ 14%
Balance sheet total	€ 373,446 Balance sheet total 2022: € 373,446 First fiscal year in the series	€ 342,236 Balance sheet total 2023: € 342,236 ▼ 8% vs 2022 (€ 373,446) Unchanged	€ 316,422 Balance sheet total 2024: € 316,422 ▼ 8% vs 2023 (€ 342,236) Unchanged	€ 339,769 Balance sheet total 2025: € 339,769 ▲ 7% vs 2024 (€ 316,422) Unchanged	▲ 7%

Key figures of Vandekerckhove-Smets & Partners, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Vandekerckhove-Smets & Partners?

What happened at Vandekerckhove-Smets & Partners in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Sep 30, 2026 New annual accounts for financial year 2025: profit of € 18,043 (▲ 64% vs 2024). filed late Source: NBB ↗
2022 Mike HUYS became a director. NBB
Jan 11, 2018 New establishment in Bredene. KBO
Jan 11, 2018 Start of the company according to the CBE. KBO
2018 Dirk VANDEKERCKHOVE became a director. NBB
2018 Kristina SMETS became a director. NBB
2018 Dieter LOOSE became a director. NBB

In short

From € 19,187 profit in 2022 to € 18,043 profit in 2025.

Paid € 12,441 in corporate taxes since 2022.

Best year ever: 2022, with € 19,187 profit.

Original PDFs at the National Bank ↗

Management

Dirk VANDEKERCKHOVE Mike HUYS Kristina SMETS Dieter LOOSE

Vandekerckhove-Smets Verzekeringen

PROJECT LEGACY

Vandekerckhove-Smets & Partners

DKG Consulting

Behind Vandekerckhove-Smets & Partners are Dirk VANDEKERCKHOVE, Mike HUYS, Kristina SMETS and Dieter LOOSE. Dirk VANDEKERCKHOVE is also behind Vandekerckhove-Smets Verzekeringen. Mike HUYS is also behind PROJECT LEGACY, ZILEX, BM Beheer and HD ELEKTRICITEITSWERKEN. Kristina SMETS is also behind Vandekerckhove-Smets Verzekeringen. Dieter LOOSE is also behind DKG Consulting and Assurantie-& financieel adviesburo Rony Stroo & Partners.

Directors

According to the 2025 annual accounts

Dirk VANDEKERCKHOVE

Director

Also active at: Vandekerckhove-Smets Verzekeringen

since 2018

Mike HUYS

Director

Also active at: PROJECT LEGACY, ZILEX, BM Beheer, HD ELEKTRICITEITSWERKEN

since 2022

Kristina SMETS

Director

Also active at: Vandekerckhove-Smets Verzekeringen

since 2018

Dieter LOOSE

Director

Also active at: DKG Consulting, Assurantie-& financieel adviesburo Rony Stroo & Partners

since 2018

Establishments

Establishment units

Physical locations of this company

Registered office

Driftweg 3

8450 Bredene

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

Vandekerckhove-Smets Verzekeringen same network

€ 243,773 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0687.831.156
VAT number: BE 0687.831.156
Registered office: Driftweg 3, 8450 Bredene
Names & denominations: Vandekerckhove-Smets & Partners
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 11 January 2018
Peppol: Active · Active since 5 Jan 2026
Activities · NACE: Agenten en makelaars in bankdiensten

View on CBE Public ↗ Annual accounts (NBB) ↗

Vandekerckhove-Smets & Partners

Financials

What happened to Vandekerckhove-Smets & Partners?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions