Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
DAV FINANCE from Waregem, company number BE0687780676, closed financial year 2025 with a result of € 2,059 after tax. For that financial year DAV FINANCE recorded a gross margin of € 545,140 and equity of € 51,245. Compared with financial year 2024, the result moved from € 4,740 to € 2,059. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 10, 2026.
€ 51,245
▲ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 2,059
▼ 57% vs 2024
Profit after tax over the fiscal year.
€ 13,903
▼ 94% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 32,645.
People and assets in 2025
€ 513,679
▲ 48% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 37,296
▼ 16% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 29,951
▼ 20% vs 2024
€ 7,678 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 33,700
▼ 76% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 56,988
▲ 56% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 386,436 | € 384,368 | € 370,382 | € 545,140 | ▲ 47% |
| Profit after taxes | € 3,640 | € 14,274 | € 4,740 | € 2,059 | ▼ 57% |
| Equity | € 30,172 | € 44,446 | € 49,186 | € 51,245 | ▲ 4% |
| Total debts | € 299,847 | € 344,591 | € 336,858 | € 120,638 | ▼ 64% |
| Cash | € 202,820 | € 216,196 | € 230,449 | € 13,903 | ▼ 94% |
| Retained profit | € 11,572 | € 25,846 | € 30,586 | € 32,645 | ▲ 7% |
| Bank debt | € 0 | € 0 | € 37,414 | € 29,951 | ▼ 20% |
| Balance sheet total | € 330,019 | € 389,037 | € 386,044 | € 171,883 | ▼ 55% |
Key figures of DAV FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to DAV FINANCE?
What happened at DAV FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 2,059 (▼ 57% vs 2024). Source: NBB ↗
- New establishment in Deerlijk. KBO
- Start of the company according to the CBE. KBO
In short
From € 3,640 profit in 2022 to € 2,059 profit in 2025.
Paid € 47,293 in corporate taxes since 2022.
Best year ever: 2023, with € 14,274 profit.
A new publication or filing at DAV FINANCE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Deerlijkseweg 251
8790 Waregem
Vichtesteenweg 248
8540 Deerlijk
Active since 10 January 2018
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0687.780.676
- VAT number
- BE 0687.780.676
- Registered office
- Deerlijkseweg 251, 8790 Waregem
- Names & denominations
- DAV FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 January 2018
- Peppol
- Not registered
- Activities · NACE
Agenten en makelaars in bankdiensten
Activiteiten van verzekeringsagenten en -makelaars