Financials
Financial year 2025
SL CONSEILS from Charleroi, company number BE0687684171, closed financial year 2025 with a result of € 14,230 after tax. For that financial year SL CONSEILS recorded a gross margin of € 17,724 and equity of € 145,764. Compared with financial year 2024, the result moved from € -155,693 to € 14,230. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 31, 2026.
€ 145,764
▲ 11% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 14,230
▲ still € 155,693 loss in 2024
Profit after tax over the fiscal year.
€ 7,561
▼ 58% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 125,764.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 6,405
▲ 107% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1,612
▼ 66% vs 2024
Loans from banks and other lenders, long and short.
€ 2,382
▲ 18% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 196,664 | € 186,194 | € -144,201 | € 17,724 | ▲ € 161,925 |
| Profit after taxes | € 44,241 | € 122,952 | € -155,693 | € 14,230 | ▲ € 169,923 |
| Equity | € 164,274 | € 287,227 | € 131,534 | € 145,764 | ▲ 11% |
| Total debts | € 181,016 | € 51,649 | € 40,246 | € 15,473 | ▼ 62% |
| Cash | € 14,705 | € 250,100 | € 17,985 | € 7,561 | ▼ 58% |
| Retained profit | € 144,274 | € 267,227 | € 111,534 | € 125,764 | ▲ 13% |
| Dividend | € 70,600 | € 0 | € 0 | € 0 | |
| Bank debt | € 85,940 | € 5,108 | € 4,774 | € 1,612 | ▼ 66% |
| Balance sheet total | € 345,290 | € 338,876 | € 171,780 | € 161,237 | ▼ 6% |
Key figures of SL CONSEILS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SL CONSEILS?
What happened at SL CONSEILS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 14,230. Source: NBB ↗
- New establishment in La Louvière. KBO
- Start of the company according to the CBE. KBO
In short
From € 44,241 profit in 2022 to € 14,230 profit in 2025.
Paid € 62,369 in corporate taxes since 2022.
Best year ever: 2023, with € 122,952 profit.
Paid out € 70,600 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SL CONSEILS is MASSIMO SBARDELLA.
Directors
According to the 2025 annual accounts
MASSIMO SBARDELLA
Director
Establishments
Establishment units
Physical locations of this company
Avenue Paul Pastur 56
6032 Charleroi
Rue Arthur Warocqué(L.L) 5
7100 La Louvière
Active since 11 January 2018
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0687.684.171
- VAT number
- BE 0687.684.171
- Registered office
- Avenue Paul Pastur 56, 6032 Charleroi
- Names & denominations
- SL CONSEILS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 January 2018
- Peppol
- Active · Active since 3 Feb 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Agenten en makelaars in bankdiensten