Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 62 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FRANA from Lobbes, company number BE0686972509, closed financial year 2025 with a result of € 82,001 after tax. For that financial year FRANA recorded a gross margin of € 128,654 and equity of € 18,550. Compared with financial year 2024, the result moved from € 60,658 to € 82,001. Profitable, and profit is growing. The buffer shrank hard: equity is 77 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 30, 2026.
€ 18,550
▼ 77% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 82,001
▲ 35% vs 2024
Profit after tax over the fiscal year.
€ 77,828
▲ 1% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 142,659 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 67,415
▲ 51% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 5,487
▼ 82% vs 2024
Loans from banks and other lenders, long and short.
€ 599
▼ 67% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 28,163
▲ € 26,560 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 121,110 | € 114,888 | € 104,885 | € 128,654 | ▲ 23% |
| Profit after taxes | € 78,030 | € 68,848 | € 60,658 | € 82,001 | ▲ 35% |
| Equity | € 49,520 | € 74,368 | € 79,208 | € 18,550 | ▼ 77% |
| Total debts | € 41,905 | € 68,362 | € 49,690 | € 137,112 | ▲ 176% |
| Cash | € 61,630 | € 73,379 | € 77,025 | € 77,828 | ▲ 1% |
| Land & buildings | € 2,249 | € 3,444 | € 2,408 | € 1,574 | ▼ 35% |
| Retained profit | € 30,970 | € 55,818 | € 60,658 | € 0 | ▼ 100% |
| Dividend | € 47,060 | € 44,000 | € 55,818 | € 142,659 | ▲ 156% |
| Bank debt | € 26,394 | € 54,585 | € 30,427 | € 5,487 | ▼ 82% |
| Balance sheet total | € 91,425 | € 142,729 | € 128,898 | € 155,662 | ▲ 21% |
Key figures of FRANA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FRANA?
What happened at FRANA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 82,001 (▲ 35% vs 2024). filed late Source: NBB ↗
- New establishment in Lobbes. KBO
- Start of the company according to the CBE. KBO
In short
From € 78,030 profit in 2022 to € 82,001 profit in 2025.
Paid € 101,569 in corporate taxes since 2022.
Best year ever: 2025, with € 82,001 profit.
Paid out € 289,536 in dividends to the owners in total.
Management
Behind FRANA is Franco Pegoretti.
Directors
According to the 2025 annual accounts
Franco Pegoretti
Director
Establishments
Establishment units
Physical locations of this company
Rue Arthur Regniers 4
6543 Lobbes
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0686.972.509
- VAT number
- BE 0686.972.509
- Registered office
- Rue Arthur Regniers 4, 6543 Lobbes
- Names & denominations
- FRANA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 January 2018
- Peppol
- Active · Active since 9 Dec 2025
- Activities · NACE
Schatten en evalueren van onroerend goed voor een vast bedrag of op contractbasis
Overige bouwinstallatie
Overige activiteiten van vrije beroepen en andere wetenschappelijke en technische activiteiten, neg
Activiteiten van risicoanalisten en schadetaxateurs
Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit
Overige gespecialiseerde wetenschappelijke en technische activiteiten
Overige bouwinstallatie, n.e.g.