Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 40 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
UpFy from Montigny-le-Tilleul, company number BE0686751684, closed financial year 2025 with a result of € 133,639 after tax. For that financial year UpFy recorded a gross margin of € 224,669 and equity of € 28,444. Compared with financial year 2024, the result moved from € 181,606 to € 133,639. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 25, 2026.
€ 28,444
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 133,639
▼ 26% vs 2024
Profit after tax over the fiscal year.
€ 206,061
▼ 32% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 133,600 paid out
100 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 31,407
▼ 29% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 251,483
▼ 10% vs 2024
€ 29,692 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 1,029
▼ 13% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 161,161 | € 251,032 | € 274,373 | € 224,669 | ▼ 18% |
| Profit after taxes | € 99,997 | € 162,465 | € 181,606 | € 133,639 | ▼ 26% |
| Equity | € 131,995 | € 27,960 | € 28,405 | € 28,444 | |
| Total debts | € 381,316 | € 606,210 | € 701,608 | € 742,003 | ▲ 6% |
| Cash | € 113,843 | € 63,788 | € 300,943 | € 206,061 | ▼ 32% |
| Land & buildings | € 358,700 | € 340,334 | € 321,969 | € 303,757 | ▼ 6% |
| Retained profit | € 113,445 | € 9,410 | € 9,855 | € 9,894 | |
| Dividend | € 80,000 | € 266,500 | € 181,161 | € 133,600 | ▼ 26% |
| Bank debt | € 297,861 | € 309,194 | € 280,612 | € 251,483 | ▼ 10% |
| Balance sheet total | € 513,311 | € 634,170 | € 730,013 | € 770,447 | ▲ 6% |
Key figures of UpFy, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to UpFy?
What happened at UpFy in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 133,639 (▼ 26% vs 2024). Source: NBB ↗
- New establishment in Montigny-le-Tilleul. KBO
- Start of the company according to the CBE. KBO
- Fanny CALLENS became a director. NBB
In short
From € 99,997 profit in 2022 to € 133,639 profit in 2025.
Paid € 193,990 in corporate taxes since 2022.
Best year ever: 2024, with € 181,606 profit.
Paid out € 661,261 in dividends to the owners in total.
Management
Behind UpFy is Fanny CALLENS. It owns 25% of FLOWUP itself.
Directors
According to the 2025 annual accounts
Fanny CALLENS
Director
since 2017
Establishments
Establishment units
Physical locations of this company
Rue des Fougères 170
6110 Montigny-le-Tilleul
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0686.751.684
- VAT number
- BE 0686.751.684
- Registered office
- Rue des Fougères 170, 6110 Montigny-le-Tilleul
- Names & denominations
- UpFy
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 December 2017
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering