Financials
Financial year 2025
COURTIERS PARTENAIRES & CIE from Charleroi, company number BE0686742677, closed financial year 2025 with a result of € 93,160 after tax. For that financial year COURTIERS PARTENAIRES & CIE recorded a gross margin of € 857,537 and equity of € 396,787. Compared with financial year 2024, the result moved from € 55,573 to € 93,160. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 29, 2026.
€ 396,787
▲ 31% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 93,160
▲ 68% vs 2024
Profit after tax over the fiscal year.
€ 209,844
▲ 13% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 346,787.
People and assets in 2025
9.3
▼ 0.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 522,896
▼ 5% vs 2024
€ 56,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 12,883
▼ 13% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 87,262
▼ 75% vs 2024
Loans from banks and other lenders, long and short.
€ 13,788
▲ 75% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 74,256
▲ 20% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 757,787 | € 837,926 | € 847,237 | € 857,537 | ▲ 1% |
| Profit after taxes | € 5,647 | € 72,863 | € 55,573 | € 93,160 | ▲ 68% |
| Equity | € 175,191 | € 248,054 | € 303,627 | € 396,787 | ▲ 31% |
| Total debts | € 1,088,755 | € 863,462 | € 550,046 | € 300,524 | ▼ 45% |
| Cash | € 190,591 | € 221,672 | € 185,996 | € 209,844 | ▲ 13% |
| Retained profit | € 125,191 | € 198,054 | € 253,627 | € 346,787 | ▲ 37% |
| Bank debt | € 857,522 | € 601,894 | € 346,481 | € 87,262 | ▼ 75% |
| Balance sheet total | € 1,263,946 | € 1,111,515 | € 853,673 | € 697,311 | ▼ 18% |
| Employees (FTE) | 10 | 10 | 10.2 | 9.3 | ▼ 0.9 |
Key figures of COURTIERS PARTENAIRES & CIE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to COURTIERS PARTENAIRES & CIE?
What happened at COURTIERS PARTENAIRES & CIE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 93,160 (▲ 68% vs 2024). Source: NBB ↗
- ANGELINA IULIANO became a director. NBB
- ANTOINE MARECHAL became a director. NBB
- PATRICIA FERRARA became a director. NBB
- LAURA FERRARA became a director. NBB
- New establishment in Charleroi. KBO
- New establishment in Châtelet. KBO
- New establishment in Beaumont. KBO
In short
From € 5,647 profit in 2022 to € 93,160 profit in 2025.
Paid € 109,867 in corporate taxes since 2022.
Best year ever: 2025, with € 93,160 profit.
On average € 92,200 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of PAM et Cie comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
COURTIERS PARTENAIRES & CIEBehind COURTIERS PARTENAIRES & CIE are ANGELINA IULIANO, ANTOINE MARECHAL, PATRICIA FERRARA and LAURA FERRARA. The shares are held by PAM et Cie (48%).
Directors
According to the 2025 annual accounts
since 2023
ANTOINE MARECHAL
Director
since 2023
PATRICIA FERRARA
Director
since 2023
LAURA FERRARA
Director
since 2023
Shareholders
48%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Boulevard Alfred de Fontaine 15
6000 Charleroi
Rue Jules des Essarts 47
6200 Châtelet
Active since 21 December 2017
Rue Félix Dutry(BT) 49
6500 Beaumont
Active since 21 December 2017
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
ATOM86-AS ATOM86, NL
Website info
Features
Security
Details
- Company number
- 0686.742.677
- VAT number
- BE 0686.742.677
- Registered office
- Boulevard Alfred de Fontaine 15, 6000 Charleroi
- Names & denominations
- COURTIERS PARTENAIRES & CIE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 December 2017
- Peppol
- Active · Active since 18 Dec 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars