Financials
Financial year 2025
LOWIE from Retie, company number BE0685843151, closed financial year 2025 with a result of € 270,475 after tax. For that financial year LOWIE recorded a gross margin of € 932,572 and equity of € 442,529. Compared with financial year 2024, the result moved from € 308,427 to € 270,475. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on January 30, 2026.
€ 442,529
▲ 23% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 270,475
▼ 12% vs 2024
Profit after tax over the fiscal year.
€ 267,881
▲ 57% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 176,471 paid out
65 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
14.1
▲ 1.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 347,856
▲ 3% vs 2024
€ 24,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 153,092
▼ 20% vs 2024
Of which on lease € 153,092.
Debts at end 2025
€ 1 million
▼ 13% vs 2024
€ 148,405 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 88,124
▲ 38% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 53,366
▼ 35% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 670,456 | € 739,958 | € 964,442 | € 932,572 | ▼ 3% |
| Profit after taxes | € 170,324 | € 179,184 | € 308,427 | € 270,475 | ▼ 12% |
| Equity | € 522,251 | € 329,028 | € 359,167 | € 442,529 | ▲ 23% |
| Total debts | € 1,586,214 | € 1,495,603 | € 1,366,180 | € 1,211,203 | ▼ 11% |
| Cash | € 222,967 | € 126,167 | € 170,878 | € 267,881 | ▲ 57% |
| Land & buildings | € 869,290 | € 830,695 | € 792,100 | € 753,505 | ▼ 5% |
| Retained profit | € 417,119 | € 234,538 | € 275,318 | € 369,322 | ▲ 34% |
| Dividend | € 120,000 | € 361,765 | € 267,647 | € 176,471 | ▼ 34% |
| Bank debt | € 1,498,586 | € 1,341,364 | € 1,200,115 | € 1,049,843 | ▼ 13% |
| Balance sheet total | € 2,108,465 | € 1,824,631 | € 1,725,347 | € 1,653,733 | ▼ 4% |
| Employees (FTE) | 10.6 | 11.6 | 12.7 | 14.1 | ▲ 1.4 |
Key figures of LOWIE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to LOWIE?
What happened at LOWIE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 270,475 (▼ 12% vs 2024). Source: NBB ↗
- New establishment in Retie. KBO
- Start of the company according to the CBE. KBO
In short
From € 170,324 profit in 2022 to € 270,475 profit in 2025.
Paid € 268,881 in corporate taxes since 2022.
Best year ever: 2024, with € 308,427 profit.
On average € 66,100 of value added per employee in 2025.
Management
Behind LOWIE are Bakker Jan BV BV, Kristel Van Herck and Lowie Cools. Kristel Van Herck is also behind BAKKER JAN.
Directors
According to the 2025 annual accounts
Director · represented by Broeckx JAN
Lowie Cools
Director
Establishments
Establishment units
Physical locations of this company
Gildenstraat 10 box 3
2470 Retie
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
WIX_COM, IL
Domain
Domain
bakkerjanenbakkerlowie.be
Registered
2019-02-19
Website info
Features
Security
Network
Details
- Company number
- 0685.843.151
- VAT number
- BE 0685.843.151
- Registered office
- Gildenstraat 10 bus 3, 2470 Retie
- Names & denominations
- LOWIE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 December 2017
- Peppol
- Active · Active since 30 Oct 2025
- Activities · NACE
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk
Vervaardiging van beschuit, biscuit en houdbaar banketbakkerswerk