Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 60 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
MJMH from Libramont-Chevigny, company number BE0685775746, closed financial year 2025 with a result of € 183,614 after tax. For that financial year MJMH recorded a gross margin of € 726,467 and equity of € 80,811. Compared with financial year 2024, the result moved from € 167,198 to € 183,614. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ 80,811
▲ 71% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 183,614
▲ 10% vs 2024
Profit after tax over the fiscal year.
€ 55,097
▼ 45% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 150,000 paid out
82 % of the profit went to the shareholders, mostly to IDEAL IMMO (100 % of the shares). That is where the money ends up.
People and assets in 2025
3.7
▼ 0.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 268,764
€ 72,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 31,840
▲ 3% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 398,385
▼ 23% vs 2024
€ 111,495 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 40,964
▲ € 34,729 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 64,449
▼ 35% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 518,250 | € 634,867 | € 723,974 | € 726,467 | |
| Profit after taxes | € 87,218 | € 106,060 | € 167,198 | € 183,614 | ▲ 10% |
| Equity | € 30,000 | € 30,000 | € 47,198 | € 80,811 | ▲ 71% |
| Total debts | € 906,868 | € 1,170,097 | € 1,077,002 | € 956,963 | ▼ 11% |
| Cash | € 104,649 | € 64,923 | € 100,546 | € 55,097 | ▼ 45% |
| Land & buildings | - | € 222,496 | € 212,519 | € 202,543 | ▼ 5% |
| Retained profit | € 0 | € 0 | € 17,198 | € 50,811 | ▲ 195% |
| Dividend | € 87,218 | € 106,060 | € 150,000 | € 150,000 | |
| Bank debt | € 267,347 | € 618,255 | € 515,861 | € 398,385 | ▼ 23% |
| Balance sheet total | € 936,868 | € 1,200,097 | € 1,124,200 | € 1,037,775 | ▼ 8% |
| Employees (FTE) | 3.6 | 4.2 | 4.2 | 3.7 | ▼ 0.5 |
Key figures of MJMH, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to MJMH?
What happened at MJMH in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 183,614 (▲ 10% vs 2024). filed late Source: NBB ↗
- IDEAL IMMO SRL became a director. NBB
- New establishment in Libramont-Chevigny. KBO
- Start of the company according to the CBE. KBO
In short
From € 87,218 profit in 2022 to € 183,614 profit in 2025.
Paid € 229,784 in corporate taxes since 2022.
Best year ever: 2025, with € 183,614 profit.
On average € 196,300 of value added per employee in 2025.
Management
The stake of IDEAL IMMO comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
MJMHBehind MJMH is IDEAL IMMO SRL. The shares are held by IDEAL IMMO (100%).
Directors
According to the 2025 annual accounts
Director
since 2024
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Libramont,Rue Courteroie 3
6800 Libramont-Chevigny
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →Bureau Léon Magin et Cie
€ 28,256 gross margin · 2025
IDEAL ASSUR
€ 36,217 gross margin · 2025
OTJACQUES & HUBERMONT
€ -414 gross margin · 2025
IDEAL IMMO same network
€ -60,455 gross margin · 2025
IDEAL luxINVEST
€ -2,184 gross margin · 2025
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0685.775.746
- VAT number
- BE 0685.775.746
- Registered office
- Libramont,Rue Courteroie 3, 6800 Libramont-Chevigny
- Names & denominations
- MJMH
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 December 2017
- Peppol
- Active · Active since 6 Feb 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars