Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 35 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
YOSA FINANCE from Geel, company number BE0685533048, closed financial year 2025 with a result of € 267,266 after tax. For that financial year YOSA FINANCE recorded a gross margin of € 758,447 and equity of € 86,893. Compared with financial year 2024, the result moved from € 290,291 to € 267,266. The company is profitable. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on March 2, 2026.
€ 86,893
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 267,266
▼ 8% vs 2024
Profit after tax over the fiscal year.
€ 160,984
▲ 14% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 267,266 paid out
100 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
4.7
▲ 0.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 246,470
▲ 5% vs 2024
€ 52,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 53,319
▼ 24% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 917,407
▼ 13% vs 2024
€ 138,314 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 22,620
▲ 93% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 63,292
▲ 58% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 453,466 | € 700,712 | € 793,777 | € 758,447 | ▼ 4% |
| Profit after taxes | € 144,663 | € 238,720 | € 290,291 | € 267,266 | ▼ 8% |
| Equity | € 86,893 | € 86,893 | € 86,893 | € 86,893 | |
| Total debts | € 1,298,476 | € 1,492,647 | € 1,340,587 | € 1,257,231 | ▼ 6% |
| Cash | € 145,359 | € 166,566 | € 140,842 | € 160,984 | ▲ 14% |
| Land & buildings | € 563,051 | € 533,069 | € 503,086 | € 473,103 | ▼ 6% |
| Retained profit | € 68,293 | € 68,293 | € 68,293 | € 68,293 | |
| Dividend | € 117,647 | € 238,720 | € 290,291 | € 267,266 | ▼ 8% |
| Bank debt | € 1,027,072 | € 1,159,983 | € 1,052,306 | € 917,407 | ▼ 13% |
| Balance sheet total | € 1,385,369 | € 1,579,540 | € 1,427,480 | € 1,344,124 | ▼ 6% |
| Employees (FTE) | 3.6 | 5.2 | 4.5 | 4.7 | ▲ 0.2 |
Key figures of YOSA FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to YOSA FINANCE?
What happened at YOSA FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 267,266 (▼ 8% vs 2024). Source: NBB ↗
- New establishment in Mol. KBO
- New establishment in Geel. KBO
- Start of the company according to the CBE. KBO
In short
From € 144,663 profit in 2022 to € 267,266 profit in 2025.
Paid € 286,243 in corporate taxes since 2022.
Best year ever: 2024, with € 290,291 profit.
On average € 161,400 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind YOSA FINANCE are Sandra Juliana Sels and Youri Jan Van de Mierop.
Directors
According to the 2025 annual accounts
Sandra Juliana Sels
Director
Youri Jan Van de Mierop
Director
Establishments
Establishment units
Physical locations of this company
Dr.-Van de Perrestraat 2 box 1
2440 Geel
Schansstraat 14 box 1
2400 Mol
Active since 28 September 2023
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →VERHERSTRAETEN PETER
€ 162,407 gross margin · 2025
Vereniging van mede-eigenaars "Romano Algemeen" te Geel, Dr. Van de Perrestraat 2
Vereniging van mede-eigenaars "Romano Blok A" te Geel, Dokter van de Perrestraat 2
Vereniging van mede-eigenaars "Romano Parkeerverdieping" te Geel, Dr. Van de Perrestraat 2
WOJO-TECH
€ 73,313 gross margin · 2025
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0685.533.048
- VAT number
- BE 0685.533.048
- Registered office
- Dr.-Van de Perrestraat 2 bus 1, 2440 Geel
- Names & denominations
- YOSA FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 November 2017
- Peppol
- Active · Active since 23 Jul 2025
- Activities · NACE
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