What is the address of IF - INVEST?

The registered office of IF - INVEST is located at Jozef Cardijnstraat 33, 8740 Pittem.

Is IF - INVEST still active?

Yes. According to the CBE (29 October 2026) IF - INVEST is active, legal situation “Normale toestand”, started on 28 November 2017.

Is IF - INVEST registered on Peppol?

Yes, IF - INVEST is registered on the Peppol network with ID 0208:0685441689.

What is the enterprise number of IF - INVEST?

The enterprise number of IF - INVEST is BE0685441689.

When was IF - INVEST founded?

IF - INVEST was founded on 28 November 2017.

Who are the directors of IF - INVEST?

According to the 2025 annual accounts, the directors of IF - INVEST are: Filip Vermeulen, Isabelle Vervenne.

Is IF - INVEST a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 28 November 2017; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did IF - INVEST make in 2025?

IF - INVEST posted a profit after taxes of € 59,902 in financial year 2025.

What is the revenue of IF - INVEST?

As a small company, IF - INVEST is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 426,924.

How much does an employee at IF - INVEST earn?

The average wage cost per full-time employee at IF - INVEST was € 46,700 in 2023: staff costs of € 154,176 for 3.3 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

IF - INVEST (Private Limited) - Pittem - BE0685441689

Q: What does IF - INVEST do?

IF - INVEST is registered with the CBE as active in: Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies. Private Limited, started on 28 November 2017, 1 establishment.

Dossier IF - INVEST, printed on 29 October 2026 from databakkes.be/en/0685441689/if-invest. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

IF - INVEST from Pittem, company number BE0685441689, closed financial year 2025 with a result of € 59,902 after tax. For that financial year IF - INVEST recorded a gross margin of € 426,924 and equity of € 613,975. Compared with financial year 2024, the result moved from € 61,842 to € 59,902. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 29, 2026.

What it is worth Healthy

€ 613,975

▼ 15% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 59,902

▼ 3% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 141,857

▼ 18% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 164,975 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Wage cost

€ 219,544

▲ 39% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 5,889

▼ 67% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 9 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 996,413

▼ 2% vs 2024

€ 106,578 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.

Owed to suppliers

€ 6,118

▼ 52% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 30,117

▲ 17% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 353,720 Gross margin 2022: € 353,720 First fiscal year in the series	€ 481,899 Gross margin 2023: € 481,899 ▲ 36% vs 2022 (€ 353,720) Favourable step	€ 381,849 Gross margin 2024: € 381,849 ▼ 21% vs 2023 (€ 481,899) Unfavourable step	€ 426,924 Gross margin 2025: € 426,924 ▲ 12% vs 2024 (€ 381,849) Favourable step	▲ 12%
Profit after taxes	€ 86,000 Profit after taxes 2022: € 86,000 First fiscal year in the series	€ 133,332 Profit after taxes 2023: € 133,332 ▲ 55% vs 2022 (€ 86,000) Favourable step	€ 61,842 Profit after taxes 2024: € 61,842 ▼ 54% vs 2023 (€ 133,332) Unfavourable step	€ 59,902 Profit after taxes 2025: € 59,902 ▼ 3% vs 2024 (€ 61,842) Unfavourable step	▼ 3%
Equity	€ 593,223 Equity 2022: € 593,223 First fiscal year in the series	€ 726,556 Equity 2023: € 726,556 ▲ 22% vs 2022 (€ 593,223) Favourable step	€ 719,049 Equity 2024: € 719,049 ▼ 1% vs 2023 (€ 726,556) Unfavourable step	€ 613,975 Equity 2025: € 613,975 ▼ 15% vs 2024 (€ 719,049) Unfavourable step	▼ 15%
Total debts	€ 1,301,022 Total debts 2022: € 1,301,022 First fiscal year in the series	€ 1,181,172 Total debts 2023: € 1,181,172 ▼ 9% vs 2022 (€ 1,301,022) Favourable step	€ 1,111,925 Total debts 2024: € 1,111,925 ▼ 6% vs 2023 (€ 1,181,172) Favourable step	€ 1,101,945 Total debts 2025: € 1,101,945 ▼ 1% vs 2024 (€ 1,111,925) Favourable step	▼ 1%
Cash	€ 134,136 Cash 2022: € 134,136 First fiscal year in the series	€ 140,891 Cash 2023: € 140,891 ▲ 5% vs 2022 (€ 134,136) Favourable step	€ 172,005 Cash 2024: € 172,005 ▲ 22% vs 2023 (€ 140,891) Favourable step	€ 141,857 Cash 2025: € 141,857 ▼ 18% vs 2024 (€ 172,005) Unfavourable step	▼ 18%
Land & buildings	€ 1,670,854 Land & buildings 2022: € 1,670,854 First fiscal year in the series	€ 1,581,332 Land & buildings 2023: € 1,581,332 ▼ 5% vs 2022 (€ 1,670,854) Unchanged	€ 1,489,457 Land & buildings 2024: € 1,489,457 ▼ 6% vs 2023 (€ 1,581,332) Unchanged	€ 1,405,861 Land & buildings 2025: € 1,405,861 ▼ 6% vs 2024 (€ 1,489,457) Unchanged	▼ 6%
Retained profit	€ 573,223 Retained profit 2022: € 573,223 First fiscal year in the series	€ 706,556 Retained profit 2023: € 706,556 ▲ 23% vs 2022 (€ 573,223) Favourable step	€ 699,049 Retained profit 2024: € 699,049 ▼ 1% vs 2023 (€ 706,556) Unfavourable step	€ 593,975 Retained profit 2025: € 593,975 ▼ 15% vs 2024 (€ 699,049) Unfavourable step	▼ 15%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 0 Dividend 2023: € 0 Unchanged (€ 0) Unchanged	€ 69,349 Dividend 2024: € 69,349 Unchanged (€ 0) Unchanged	€ 164,975 Dividend 2025: € 164,975 ▲ 138% vs 2024 (€ 69,349) Unchanged	▲ 138%
Bank debt	€ 1,217,967 Bank debt 2022: € 1,217,967 First fiscal year in the series	€ 1,126,148 Bank debt 2023: € 1,126,148 ▼ 8% vs 2022 (€ 1,217,967) Favourable step	€ 1,018,412 Bank debt 2024: € 1,018,412 ▼ 10% vs 2023 (€ 1,126,148) Favourable step	€ 996,413 Bank debt 2025: € 996,413 ▼ 2% vs 2024 (€ 1,018,412) Favourable step	▼ 2%
Balance sheet total	€ 1,894,245 Balance sheet total 2022: € 1,894,245 First fiscal year in the series	€ 1,907,727 Balance sheet total 2023: € 1,907,727 ▲ 1% vs 2022 (€ 1,894,245) Unchanged	€ 1,830,974 Balance sheet total 2024: € 1,830,974 ▼ 4% vs 2023 (€ 1,907,727) Unchanged	€ 1,715,921 Balance sheet total 2025: € 1,715,921 ▼ 6% vs 2024 (€ 1,830,974) Unchanged	▼ 6%
Employees (FTE)	-	3.3 Employees (FTE) 2023: 3.3 First fiscal year in the series	-	-

Key figures of IF - INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.

What happened to IF - INVEST?

What happened at IF - INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

May 29, 2026 New annual accounts for financial year 2025: profit of € 59,902 (▼ 3% vs 2024). filed late Source: NBB ↗
Nov 28, 2017 New establishment in Pittem. KBO
2017 Filip Vermeulen became a director. NBB
2017 Isabelle Vervenne became a director. NBB
Nov 28, 2017 Start of the company according to the CBE. KBO

In short

From € 86,000 profit in 2022 to € 59,902 profit in 2025.

Paid € 153,051 in corporate taxes since 2022.

Best year ever: 2023, with € 133,332 profit.

On average € 146,000 of value added per employee in 2023.

Original PDFs at the National Bank ↗

Management

Filip Vermeulen Isabelle Vervenne

BELUMECO

IF - INVEST

Behind IF - INVEST are Filip Vermeulen and Isabelle Vervenne. Filip Vermeulen is also behind BELUMECO.

Directors

According to the 2025 annual accounts

Filip Vermeulen

Director

Also active at: BELUMECO

since 2017

Isabelle Vervenne

Director

since 2017

Establishments

Establishment units

Physical locations of this company

Registered office

Jozef Cardijnstraat 33

8740 Pittem

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0685.441.689

VAT number

BE 0685.441.689

Registered office

Jozef Cardijnstraat 33, 8740 Pittem

Names & denominations

IF - INVEST

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

28 November 2017

Peppol

Active · Active since 17 Jun 2025

Activities · NACE

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies

Activiteiten van holdings

Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering

Holdings

Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen

Activiteiten van hoofdkantoren

Overige zakelijke dienstverlening, neg

Activiteiten van adviesbureaus op het gebied van public relations en communicatie

View on CBE Public ↗ Annual accounts (NBB) ↗

IF - INVEST

Financials

What happened to IF - INVEST?

Management

Directors

Establishments

Establishment units

Details

Frequently asked questions