Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
ZANDPAREL from Vilvoorde, company number BE0684784267, closed financial year 2025 with a result of € -17,059 after tax. For that financial year ZANDPAREL recorded a gross margin of € 30,284 and equity of € -33,990. Compared with financial year 2024, the result moved from € 14,990 to € -17,059. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ -33,990
▼ € 17,059 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -17,059
▼ still € 14,990 profit in 2024
Profit after tax over the fiscal year.
€ 1,295
▼ 59% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -52,590.
Debts at end 2025
€ 366,726
▼ 3% vs 2024
€ 23,735 is repaid this year. At this pace the long-term loan is gone in ≈ 15 years.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 49,913 | € 50,732 | € 60,079 | € 30,284 | ▼ 50% |
| Profit after taxes | € 5,150 | € 4,965 | € 14,990 | € -17,059 | ▼ € 32,049 |
| Equity | € -36,887 | € -31,922 | € -16,932 | € -33,990 | ▼ € 17,059 |
| Total debts | € 728,969 | € 698,831 | € 646,725 | € 636,472 | ▼ 2% |
| Cash | € 1,862 | € 4,381 | € 3,188 | € 1,295 | ▼ 59% |
| Land & buildings | € 686,005 | € 656,230 | € 626,456 | € 596,681 | ▼ 5% |
| Retained profit | € -55,487 | € -50,522 | € -35,532 | € -52,590 | ▼ € 17,059 |
| Bank debt | € 447,423 | € 413,285 | € 378,479 | € 366,726 | ▼ 3% |
| Balance sheet total | € 692,082 | € 666,909 | € 629,793 | € 602,481 | ▼ 4% |
Key figures of ZANDPAREL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ZANDPAREL?
What happened at ZANDPAREL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 17,059 (▼ € 32,049 vs 2024). Source: NBB ↗
- New establishment in Vilvoorde. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,150 profit in 2022 to € 17,059 loss in 2025.
Paid € 3 in corporate taxes since 2022.
Best year ever: 2024, with € 14,990 profit.
A new publication or filing at ZANDPAREL? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind ZANDPAREL are Carmen Vandezande and Dominicus Vandezande. The same people are also behind Mellow Properties.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Van Eyckstraat 43
1800 Vilvoorde
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0684.784.267
- VAT number
- BE 0684.784.267
- Registered office
- Van Eyckstraat 43, 1800 Vilvoorde
- Names & denominations
- ZANDPAREL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 November 2017
- Peppol
- Not registered