Financials
Financial year 2025
BvM FINANCE from Herselt, company number BE0684655791, closed financial year 2025 with a result of € 276,250 after tax. For that financial year BvM FINANCE recorded a gross margin of € 749,960 and equity of € 1.1 million. Compared with financial year 2024, the result moved from € 89,533 to € 276,250. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 23, 2026.
€ 1.1 million
▲ 35% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 276,250
▲ 209% vs 2024
Profit after tax over the fiscal year.
€ 169,255
▼ 59% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1 million.
People and assets in 2025
3
▼ 0.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 228,740
▼ 3% vs 2024
€ 76,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 35,639
▼ 17% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 243,133
▼ 21% vs 2024
€ 21,794 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.
€ 6,305
▲ 17% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 84,584
▲ 103% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 541,442 | € 553,678 | € 524,674 | € 749,960 | ▲ 43% |
| Profit after taxes | € 163,607 | € 175,997 | € 89,533 | € 276,250 | ▲ 209% |
| Equity | € 515,722 | € 691,718 | € 781,251 | € 1,057,501 | ▲ 35% |
| Total debts | € 478,366 | € 307,589 | € 382,339 | € 337,928 | ▼ 12% |
| Cash | € 319,481 | € 383,191 | € 412,490 | € 169,255 | ▼ 59% |
| Land & buildings | - | - | € 225,906 | € 219,823 | ▼ 3% |
| Retained profit | € 465,722 | € 641,718 | € 731,251 | € 1,007,501 | ▲ 38% |
| Bank debt | € 406,469 | € 235,877 | € 305,859 | € 243,133 | ▼ 21% |
| Balance sheet total | € 1,036,298 | € 999,307 | € 1,163,591 | € 1,395,429 | ▲ 20% |
| Employees (FTE) | - | - | 3.4 | 3 | ▼ 0.4 |
Key figures of BvM FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BvM FINANCE?
What happened at BvM FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 276,250 (▲ 209% vs 2024). Source: NBB ↗
- Felix VOF stepped down as director. NBB
- Brels BV became a director. NBB
- Felix VOF became a director. NBB
- New establishment in Olen. KBO
- Start of the company according to the CBE. KBO
In short
From € 163,607 profit in 2022 to € 276,250 profit in 2025.
Paid € 258,055 in corporate taxes since 2022.
Best year ever: 2025, with € 276,250 profit.
On average € 250,000 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Establishments
Establishment units
Physical locations of this company
Groenstraat 34
2230 Herselt
Dorp 47
2250 Olen
Active since 1 February 2018
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0684.655.791
- VAT number
- BE 0684.655.791
- Registered office
- Groenstraat 34, 2230 Herselt
- Names & denominations
- BvM FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 November 2017
- Peppol
- Active · Active since 16 Jul 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars