Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Busy address KBO
14 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
BRICK & MORTAR LTI from Sint-Truiden, company number BE0684448133, closed financial year 2025 with a result of € -80,999 after tax. For that financial year BRICK & MORTAR LTI recorded a gross margin of € 232,971 and equity of € 2 million. Compared with financial year 2024, the result moved from € -9,750 to € -80,999. The company made a loss. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 21, 2026.
€ 2 million
▲ 55% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -80,999
▼ 731 % more loss than in 2024
Profit after tax over the fiscal year.
€ 10,894
▼ 93% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -105,719.
Debts at end 2025
€ 3.3 million
▲ 55% vs 2024
€ 17,349 is repaid this year. At this pace the long-term loan is gone in ≈ 188 years.
€ 96,332
▼ 66% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 66,655 | € 66,999 | € 90,591 | € 232,971 | ▲ 157% |
| Profit after taxes | € 7,148 | € 8,894 | € -9,750 | € -80,999 | ▼ € 71,249 |
| Equity | € 92,280 | € 101,175 | € 1,304,408 | € 2,023,409 | ▲ 55% |
| Total debts | € 845,274 | € 821,526 | € 2,387,498 | € 3,351,364 | ▲ 40% |
| Cash | € 8,407 | € 34,922 | € 159,735 | € 10,894 | ▼ 93% |
| Land & buildings | € 921,267 | € 878,293 | € 3,497,911 | € 5,170,624 | ▲ 48% |
| Retained profit | € -35,722 | € -26,827 | € -24,720 | € -105,719 | ▼ € 80,999 |
| Bank debt | € 838,827 | € 812,825 | € 2,102,084 | € 3,255,033 | ▲ 55% |
| Balance sheet total | € 937,555 | € 922,700 | € 3,691,905 | € 5,374,773 | ▲ 46% |
Key figures of BRICK & MORTAR LTI, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BRICK & MORTAR LTI?
What happened at BRICK & MORTAR LTI in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 80,999. filed late Source: NBB ↗
- New establishment in Sint-Truiden. KBO
- Start of the company according to the CBE. KBO
In short
From € 7,148 profit in 2022 to € 80,999 loss in 2025.
Best year ever: 2023, with € 8,894 profit.
Management
The stake of MEDPOINT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
BRICK & MORTAR LTIBehind BRICK & MORTAR LTI are HPE Management BV, Cesar Valerie, Atlas Ventures BV, Huisartsenpraktijk Anseeuw BV and CCX Comm.V. The shares are held by MEDPOINT (46%).
Directors
According to the 2025 annual accounts
Director · represented by Peerlings Hilde
Also active at: Limburgs Secretariaat van de Christene Middenstand, Nano Capital, Begeleidingsdienst Limburgs Mijngebied, FALCON AUTOMATION, COGNOSIS, a2o-architecten, ACTONOMY, HR-TECHNOLOGIES +6 more
Cesar Valerie
Director
Director · represented by Jens Raskin
Also active at: THE HALO FACTORY, EBBE3800, CREATING 3D OBJECTS, PROFESSIONALS@BUSINESS, KRONOS LTI, COSMO BAR, MEDPOINT, MEDPOINT COWORKING +6 more
Director · represented by Anseeuw Karel
Also active at: MEDPOINT, MEDPOINT3800, MEDPOINT3500
Shareholders
46%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Grote Markt 64 box 401
3800 Sint-Truiden
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 14 companies are registered at this address.
All companies at this address →ATLAS VENTURES same network
€ 267,085 gross margin · 2025
ICARUS LTI
€ -873 gross margin · 2025
CREATING 3D OBJECTS same network
€ 3,655 gross margin · 2025
KRONOS LTI same network
€ -1,348 gross margin · 2025
Atlas Groep
+9 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0684.448.133
- VAT number
- BE 0684.448.133
- Registered office
- Grote Markt 64 bus 401, 3800 Sint-Truiden
- Names & denominations
- BRICK & MORTAR LTI · B&M LTI
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 November 2017
- Peppol
- Active · Active since 24 Nov 2023
- Activities · NACE
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