Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2025 and 2026.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
Cosy Homes RMT from Zwalm, company number BE0682887918, closed financial year 2026 with a result of € -5,656 after tax. For that financial year Cosy Homes RMT recorded a gross margin of € -2,208 and equity of € -99,094. Compared with financial year 2025, the result moved from € -4,152 to € -5,656. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 24, 2026.
€ -99,094
▼ € 5,656 vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -5,656
▼ 36 % more loss than in 2025
Profit after tax over the fiscal year.
€ 5
▼ 70% vs 2025
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -111,494.
People and assets in 2026
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2026
None
No bank loans on the last day of the fiscal year.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € -7,058 | € -5,816 | € -953 | € -2,208 | ▼ € 1,256 |
| Profit after taxes | € -9,436 | € -8,638 | € -4,152 | € -5,656 | ▼ € 1,505 |
| Equity | € -80,648 | € -89,286 | € -93,438 | € -99,094 | ▼ € 5,656 |
| Total debts | € 82,262 | € 91,856 | € 96,165 | € 99,291 | ▲ 3% |
| Cash | € 13 | € 24 | € 18 | € 5 | ▼ 70% |
| Retained profit | € -93,048 | € -101,686 | € -105,838 | € -111,494 | ▼ € 5,656 |
| Balance sheet total | € 1,614 | € 2,570 | € 2,727 | € 197 | ▼ 93% |
Key figures of Cosy Homes RMT, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to Cosy Homes RMT?
What happened at Cosy Homes RMT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: loss of € 5,656. Source: NBB ↗
- New establishment in Zwalm. KBO
- Start of the company according to the CBE. KBO
In short
From € 9,436 loss in 2023 to € 5,656 loss in 2026.
Management
Behind Cosy Homes RMT is Maïte Matton. Maïte Matton is also behind BELOR HOLDING, VTM INVEST and RMT Invest.
Directors
According to the 2026 annual accounts
Establishments
Establishment units
Physical locations of this company
Eesstraat(SBB) 16 box 1
9630 Zwalm
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0682.887.918
- VAT number
- BE 0682.887.918
- Registered office
- Eesstraat(SBB) 16 bus 1, 9630 Zwalm
- Names & denominations
- Cosy Homes RMT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 October 2017
- Peppol
- Active · Active since 22 Apr 2026
- Activities · NACE
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