What does CHVB Conseils do?

CHVB Conseils is an insurance broker in Lasne. Private Limited, started on 10 October 2017, 1 establishment.

What is the address of CHVB Conseils?

The registered office of CHVB Conseils is located at Chaussée de Louvain 496 box 4, 1380 Lasne.

Is CHVB Conseils still active?

Yes. According to the CBE (29 October 2026) CHVB Conseils is active, legal situation “Normale toestand”, started on 10 October 2017.

Is CHVB Conseils registered on Peppol?

Yes, CHVB Conseils is registered on the Peppol network with ID 0208:0682750633.

What is the enterprise number of CHVB Conseils?

The enterprise number of CHVB Conseils is BE0682750633.

When was CHVB Conseils founded?

CHVB Conseils was founded on 10 October 2017.

Who are the directors of CHVB Conseils?

According to the 2025 annual accounts, the directors of CHVB Conseils are: Christophe Van Bets.

Is CHVB Conseils a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 10 October 2017; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did CHVB Conseils make in 2025?

CHVB Conseils posted a profit after taxes of € 36,930 in financial year 2025.

What is the revenue of CHVB Conseils?

As a small company, CHVB Conseils is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 168,372.

CHVB Conseils (Private Limited) - Lasne - BE0682750633

Dossier CHVB Conseils, printed on 29 October 2026 from databakkes.be/en/0682750633/chvb-conseils. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 10 % of short-term debt in 2025; threshold 65 %.
Busy address KBO

15 other companies have their registered office at the same address; threshold 10.

Financials

Financial year 2025

CHVB Conseils from Lasne, company number BE0682750633, closed financial year 2025 with a result of € 36,930 after tax. For that financial year CHVB Conseils recorded a gross margin of € 168,372 and equity of € 48,716. Compared with financial year 2024, the result moved from € 11,086 to € 36,930. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 15, 2026.

What it is worth Growing

€ 48,716

▲ 101% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 36,930

▲ 233% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 23,987

▲ € 20,990 vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 48,716.

People and assets in 2025

Wage cost

€ 32,174

▼ 2% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 1,315

▲ 195% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 7 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 616,392

▼ 16% vs 2024

€ 84,539 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.

Owed to suppliers

€ 6,045

▲ 29% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 5,252

▲ 15% vs 2024

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 37,183 Gross margin 2022: € 37,183 First fiscal year in the series	€ 54,014 Gross margin 2023: € 54,014 ▲ 45% vs 2022 (€ 37,183) Favourable step	€ 189,820 Gross margin 2024: € 189,820 ▲ 251% vs 2023 (€ 54,014) Favourable step	€ 168,372 Gross margin 2025: € 168,372 ▼ 11% vs 2024 (€ 189,820) Unfavourable step	▼ 11%
Profit after taxes	€ 12,312 Profit after taxes 2022: € 12,312 First fiscal year in the series	€ -7,692 Profit after taxes 2023: € -7,692 ▼ € 20,004 vs 2022 (€ 12,312) Unfavourable step	€ 11,086 Profit after taxes 2024: € 11,086 ▲ € 18,778 vs 2023 (€ -7,692) Favourable step	€ 36,930 Profit after taxes 2025: € 36,930 ▲ 233% vs 2024 (€ 11,086) Favourable step	▲ 233%
Equity	€ 20,791 Equity 2022: € 20,791 First fiscal year in the series	€ 13,099 Equity 2023: € 13,099 ▼ 37% vs 2022 (€ 20,791) Unfavourable step	€ 24,185 Equity 2024: € 24,185 ▲ 85% vs 2023 (€ 13,099) Favourable step	€ 48,716 Equity 2025: € 48,716 ▲ 101% vs 2024 (€ 24,185) Favourable step	▲ 101%
Total debts	€ 229,991 Total debts 2022: € 229,991 First fiscal year in the series	€ 984,711 Total debts 2023: € 984,711 ▲ € 754,720 vs 2022 (€ 229,991) Unfavourable step	€ 893,317 Total debts 2024: € 893,317 ▼ 9% vs 2023 (€ 984,711) Favourable step	€ 768,820 Total debts 2025: € 768,820 ▼ 14% vs 2024 (€ 893,317) Favourable step	▼ 14%
Cash	€ 34,113 Cash 2022: € 34,113 First fiscal year in the series	€ 10,699 Cash 2023: € 10,699 ▼ 69% vs 2022 (€ 34,113) Unfavourable step	€ 2,997 Cash 2024: € 2,997 ▼ 72% vs 2023 (€ 10,699) Unfavourable step	€ 23,987 Cash 2025: € 23,987 ▲ € 20,990 vs 2024 (€ 2,997) Favourable step	▲ € 20,990
Land & buildings	€ 182,020 Land & buildings 2022: € 182,020 First fiscal year in the series	€ 176,637 Land & buildings 2023: € 176,637 ▼ 3% vs 2022 (€ 182,020) Unchanged	€ 171,253 Land & buildings 2024: € 171,253 ▼ 3% vs 2023 (€ 176,637) Unchanged	€ 165,869 Land & buildings 2025: € 165,869 ▼ 3% vs 2024 (€ 171,253) Unchanged	▼ 3%
Retained profit	€ 8,391 Retained profit 2022: € 8,391 First fiscal year in the series	€ 699 Retained profit 2023: € 699 ▼ 92% vs 2022 (€ 8,391) Unfavourable step	€ 11,785 Retained profit 2024: € 11,785 ▲ € 11,086 vs 2023 (€ 699) Favourable step	€ 48,716 Retained profit 2025: € 48,716 ▲ € 36,930 vs 2024 (€ 11,785) Favourable step	▲ € 36,930
Bank debt	€ 153,560 Bank debt 2022: € 153,560 First fiscal year in the series	€ 805,772 Bank debt 2023: € 805,772 ▲ € 652,212 vs 2022 (€ 153,560) Unfavourable step	€ 732,964 Bank debt 2024: € 732,964 ▼ 9% vs 2023 (€ 805,772) Favourable step	€ 616,392 Bank debt 2025: € 616,392 ▼ 16% vs 2024 (€ 732,964) Favourable step	▼ 16%
Balance sheet total	€ 250,783 Balance sheet total 2022: € 250,783 First fiscal year in the series	€ 997,810 Balance sheet total 2023: € 997,810 ▲ 298% vs 2022 (€ 250,783) Unchanged	€ 917,503 Balance sheet total 2024: € 917,503 ▼ 8% vs 2023 (€ 997,810) Unchanged	€ 817,535 Balance sheet total 2025: € 817,535 ▼ 11% vs 2024 (€ 917,503) Unchanged	▼ 11%

Key figures of CHVB Conseils, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to CHVB Conseils?

What happened at CHVB Conseils in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 15, 2026 New annual accounts for financial year 2025: profit of € 36,930 (▲ 233% vs 2024). Source: NBB ↗
Jan 24, 2018 New establishment in Lasne. KBO
Oct 10, 2017 Start of the company according to the CBE. KBO

In short

From € 12,312 profit in 2022 to € 36,930 profit in 2025.

Paid € 27,106 in corporate taxes since 2022.

Best year ever: 2025, with € 36,930 profit.

Original PDFs at the National Bank ↗

Management

ChVB Consulting 100%

The stake of ChVB Consulting comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

CHVB Conseils

Behind CHVB Conseils is Christophe Van Bets. The shares are held by ChVB Consulting (100%).

Directors

According to the 2025 annual accounts

Christophe Van Bets

Manager

Shareholders

ChVB Consulting

100%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Chaussée de Louvain 496 box 4

1380 Lasne

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 15 companies are registered at this address.

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+10 more

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0682.750.633

VAT number

BE 0682.750.633

Registered office

Chaussée de Louvain 496 bus 4, 1380 Lasne

Names & denominations

CHVB Conseils

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

10 October 2017

Peppol

Active · Active since 5 Dec 2025

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Overige financiële dienstverlening, neg

View on CBE Public ↗ Annual accounts (NBB) ↗

CHVB Conseils

Warning lights

Financials

What happened to CHVB Conseils?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions