Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 17 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
D-Divo from Berlare, company number BE0681399363, closed financial year 2025 with a result of € 6,064 after tax. For that financial year D-Divo recorded a gross margin of € 44,390 and equity of € 51,674. Compared with financial year 2024, the result moved from € 12,203 to € 6,064. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 30, 2026.
€ 51,674
▲ 13% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 6,064
▼ 50% vs 2024
Profit after tax over the fiscal year.
€ 19,410
▼ 46% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -73,326.
People and assets in 2025
€ 4,495
▲ 68% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 445,583
▼ 4% vs 2024
€ 89,717 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 2,887
▲ 76% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 52,436 | € 45,768 | € 50,945 | € 44,390 | ▼ 13% |
| Profit after taxes | € 16,330 | € 10,140 | € 12,203 | € 6,064 | ▼ 50% |
| Equity | € 23,267 | € 33,407 | € 45,610 | € 51,674 | ▲ 13% |
| Total debts | € 544,066 | € 525,345 | € 509,230 | € 471,734 | ▼ 7% |
| Cash | € 12,948 | € 24,030 | € 35,967 | € 19,410 | ▼ 46% |
| Land & buildings | € 548,384 | € 527,654 | € 516,191 | € 499,333 | ▼ 3% |
| Retained profit | € -101,733 | € -91,593 | € -79,390 | € -73,326 | ▲ € 6,064 |
| Bank debt | € 500,296 | € 479,289 | € 463,186 | € 445,583 | ▼ 4% |
| Balance sheet total | € 567,333 | € 558,752 | € 554,839 | € 523,408 | ▼ 6% |
Key figures of D-Divo, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to D-Divo?
What happened at D-Divo in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 6,064 (▼ 50% vs 2024). Source: NBB ↗
- New establishment in Berlare. KBO
- Start of the company according to the CBE. KBO
- Kristof Callaert became a director. NBB
- Tom De Man became a director. NBB
- Nils Van Hauwe became a director. NBB
In short
From € 16,330 profit in 2022 to € 6,064 profit in 2025.
Best year ever: 2022, with € 16,330 profit.
Management
Behind D-Divo are Kristof Callaert, Tom De Man and Nils Van Hauwe. Kristof Callaert is also behind Kormac. Tom De Man is also behind Batmouse. Nils Van Hauwe is also behind Van Hauwe Invest.
Directors
According to the 2025 annual accounts
since 2017
since 2017
since 2017
Establishments
Establishment units
Physical locations of this company
Slot(U) 51
9290 Berlare
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0681.399.363
- VAT number
- BE 0681.399.363
- Registered office
- Slot(U) 51, 9290 Berlare
- Names & denominations
- D-Divo
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 September 2017
- Peppol
- Active · Active since 25 Mar 2025
- Activities · NACE
Gastenkamers