What does SD FINANCE do?

SD FINANCE is filed with the CBE under the catch-all “Agenten en makelaars in bankdiensten”, a code that says little about what the company actually does. Private Limited, started on 7 September 2017, 1 establishment.

What is the address of SD FINANCE?

The registered office of SD FINANCE is located at Rue Jules Destrée 264 box B, 7390 Quaregnon.

Is SD FINANCE still active?

Yes. According to the CBE (29 October 2026) SD FINANCE is active, legal situation “Normale toestand”, started on 7 September 2017.

Is SD FINANCE registered on Peppol?

Yes, SD FINANCE is registered on the Peppol network with ID 0208:0680801329.

What is the enterprise number of SD FINANCE?

The enterprise number of SD FINANCE is BE0680801329.

When was SD FINANCE founded?

SD FINANCE was founded on 7 September 2017.

Who are the directors of SD FINANCE?

According to the 2025 annual accounts, the directors of SD FINANCE are: Doriano SARI.

Is SD FINANCE a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 7 September 2017; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did SD FINANCE make in 2025?

SD FINANCE posted a profit after taxes of € 3,804 in financial year 2025.

What is the revenue of SD FINANCE?

As a small company, SD FINANCE is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 254,867.

How much does an employee at SD FINANCE earn?

The average wage cost per full-time employee at SD FINANCE was € 71,800 in 2025: staff costs of € 186,642 for 2.6 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does SD FINANCE have?

According to the 2025 annual accounts, SD FINANCE has 2.6 full-time equivalents (FTE).

SD FINANCE (Private Limited) - Quaregnon - BE0680801329

Dossier SD FINANCE, printed on 29 October 2026 from databakkes.be/en/0680801329/sd-finance. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

SD FINANCE from Quaregnon, company number BE0680801329, closed financial year 2025 with a result of € 3,804 after tax. For that financial year SD FINANCE recorded a gross margin of € 254,867 and equity of € 41,044. Compared with financial year 2024, the result moved from € 67,783 to € 3,804. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 11, 2026.

What it is worth Growing

€ 41,044

▲ 10% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 3,804

▼ 94% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 46,238

▲ 4% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 34,843.

People and assets in 2025

Full-time equivalents

2.6

▲ 0.2 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 186,642

▲ 11% vs 2024

€ 71,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 2,279

▼ 83% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 2 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 68,009

▼ 29% vs 2024

€ 28,751 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.

Owed to suppliers

€ 832

▼ 32% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 31,600

▲ 6% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 337,684 Gross margin 2022: € 337,684 First fiscal year in the series	€ 275,442 Gross margin 2023: € 275,442 ▼ 18% vs 2022 (€ 337,684) Unfavourable step	€ 322,829 Gross margin 2024: € 322,829 ▲ 17% vs 2023 (€ 275,442) Favourable step	€ 254,867 Gross margin 2025: € 254,867 ▼ 21% vs 2024 (€ 322,829) Unfavourable step	▼ 21%
Profit after taxes	€ 67,152 Profit after taxes 2022: € 67,152 First fiscal year in the series	€ 25,789 Profit after taxes 2023: € 25,789 ▼ 62% vs 2022 (€ 67,152) Unfavourable step	€ 67,783 Profit after taxes 2024: € 67,783 ▲ 163% vs 2023 (€ 25,789) Favourable step	€ 3,804 Profit after taxes 2025: € 3,804 ▼ 94% vs 2024 (€ 67,783) Unfavourable step	▼ 94%
Equity	€ -56,331 Equity 2022: € -56,331 First fiscal year in the series	€ -30,542 Equity 2023: € -30,542 ▲ € 25,789 vs 2022 (€ -56,331) Favourable step	€ 37,241 Equity 2024: € 37,241 ▲ € 67,783 vs 2023 (€ -30,542) Favourable step	€ 41,044 Equity 2025: € 41,044 ▲ 10% vs 2024 (€ 37,241) Favourable step	▲ 10%
Total debts	€ 262,221 Total debts 2022: € 262,221 First fiscal year in the series	€ 209,310 Total debts 2023: € 209,310 ▼ 20% vs 2022 (€ 262,221) Favourable step	€ 127,440 Total debts 2024: € 127,440 ▼ 39% vs 2023 (€ 209,310) Favourable step	€ 100,781 Total debts 2025: € 100,781 ▼ 21% vs 2024 (€ 127,440) Favourable step	▼ 21%
Cash	€ 30,838 Cash 2022: € 30,838 First fiscal year in the series	€ 26,380 Cash 2023: € 26,380 ▼ 14% vs 2022 (€ 30,838) Unfavourable step	€ 44,647 Cash 2024: € 44,647 ▲ 69% vs 2023 (€ 26,380) Favourable step	€ 46,238 Cash 2025: € 46,238 ▲ 4% vs 2024 (€ 44,647) Favourable step	▲ 4%
Retained profit	€ -62,532 Retained profit 2022: € -62,532 First fiscal year in the series	€ -36,743 Retained profit 2023: € -36,743 ▲ € 25,789 vs 2022 (€ -62,532) Favourable step	€ 31,040 Retained profit 2024: € 31,040 ▲ € 67,783 vs 2023 (€ -36,743) Favourable step	€ 34,843 Retained profit 2025: € 34,843 ▲ 12% vs 2024 (€ 31,040) Favourable step	▲ 12%
Bank debt	€ 150,827 Bank debt 2022: € 150,827 First fiscal year in the series	€ 123,782 Bank debt 2023: € 123,782 ▼ 18% vs 2022 (€ 150,827) Favourable step	€ 96,180 Bank debt 2024: € 96,180 ▼ 22% vs 2023 (€ 123,782) Favourable step	€ 68,009 Bank debt 2025: € 68,009 ▼ 29% vs 2024 (€ 96,180) Favourable step	▼ 29%
Balance sheet total	€ 205,890 Balance sheet total 2022: € 205,890 First fiscal year in the series	€ 178,768 Balance sheet total 2023: € 178,768 ▼ 13% vs 2022 (€ 205,890) Unchanged	€ 164,681 Balance sheet total 2024: € 164,681 ▼ 8% vs 2023 (€ 178,768) Unchanged	€ 141,826 Balance sheet total 2025: € 141,826 ▼ 14% vs 2024 (€ 164,681) Unchanged	▼ 14%
Employees (FTE)	3.3 Employees (FTE) 2022: 3.3 First fiscal year in the series	2.8 Employees (FTE) 2023: 2.8 ▼ 0.5 vs 2022 (3.3) Unchanged	2.4 Employees (FTE) 2024: 2.4 ▼ 0.4 vs 2023 (2.8) Unchanged	2.6 Employees (FTE) 2025: 2.6 ▲ 0.2 vs 2024 (2.4) Unchanged	▲ 0.2

Key figures of SD FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to SD FINANCE?

What happened at SD FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 11, 2026 New annual accounts for financial year 2025: profit of € 3,804 (▼ 94% vs 2024). Source: NBB ↗
2020 Doriano SARI became a director. NBB
Oct 9, 2017 New establishment in Quaregnon. KBO
Sep 7, 2017 Start of the company according to the CBE. KBO

In short

From € 67,152 profit in 2022 to € 3,804 profit in 2025.

Paid € 115,114 in corporate taxes since 2022.

Best year ever: 2024, with € 67,783 profit.

On average € 98,000 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

DEGAUQUIER 50%

The stake of DEGAUQUIER comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

SD FINANCE

Behind SD FINANCE is Doriano SARI. The shares are held by DEGAUQUIER (50%).

Directors

According to the 2025 annual accounts

Doriano SARI

Director

Also active at: DEGAUQUIER AND PARTNERS, B-DS FINANCE, IMMO-DS

since 2020

Shareholders

DEGAUQUIER

50%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Rue Jules Destrée 264 box B

7390 Quaregnon

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0680.801.329

VAT number

BE 0680.801.329

Registered office

Rue Jules Destrée 264 bus B, 7390 Quaregnon

Names & denominations

SD FINANCE

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

7 September 2017

Peppol

Active · Active since 6 Jan 2026

Contact

[email protected]

Activities · NACE

Agenten en makelaars in bankdiensten

Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen

View on CBE Public ↗ Annual accounts (NBB) ↗

SD FINANCE

Financials

What happened to SD FINANCE?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Details

Frequently asked questions