Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 52 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Christophe Monsart from Lier, company number BE0678735427, closed financial year 2025 with a result of € 4,511 after tax. For that financial year Christophe Monsart recorded a gross margin of € 654,276 and equity of € 375,355. Compared with financial year 2024, the result moved from € 172,261 to € 4,511. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 1, 2026.
€ 375,355
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 4,511
▼ 97% vs 2024
Profit after tax over the fiscal year.
€ 135,772
▼ 16% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 369,155.
People and assets in 2025
€ 364,364
▲ 35% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 20,745
▼ 22% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2.2 million
▼ 7% vs 2024
€ 227,958 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 56,840
▲ 189% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 47,357
▲ 25% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 300,056 | € 218,117 | € 688,558 | € 654,276 | ▼ 5% |
| Profit after taxes | € 79,955 | € -88,654 | € 172,261 | € 4,511 | ▼ 97% |
| Equity | € 363,955 | € 275,301 | € 370,844 | € 375,355 | ▲ 1% |
| Total debts | € 591,947 | € 2,338,364 | € 2,548,777 | € 2,387,781 | ▼ 6% |
| Cash | € 144,454 | € 13,572 | € 162,456 | € 135,772 | ▼ 16% |
| Land & buildings | € 437,599 | € 1,854,011 | € 1,813,158 | € 1,719,275 | ▼ 5% |
| Retained profit | € 357,755 | € 269,101 | € 364,644 | € 369,155 | ▲ 1% |
| Dividend | € 76,143 | € 0 | € 76,718 | € 0 | ▼ 100% |
| Bank debt | € 505,053 | € 2,248,643 | € 2,396,373 | € 2,231,291 | ▼ 7% |
| Balance sheet total | € 955,902 | € 2,613,665 | € 2,919,621 | € 2,763,136 | ▼ 5% |
Key figures of Christophe Monsart, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Christophe Monsart?
What happened at Christophe Monsart in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 4,511 (▼ 97% vs 2024). Source: NBB ↗
- New establishment in Lier. KBO
- Start of the company according to the CBE. KBO
In short
From € 79,955 profit in 2022 to € 4,511 profit in 2025.
Paid € 48,026 in corporate taxes since 2022.
Best year ever: 2024, with € 172,261 profit.
Paid out € 152,861 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Christophe Monsart is Christophe MONSART.
Directors
According to the 2025 annual accounts
Christophe MONSART
Administrator-manager
Establishments
Establishment units
Physical locations of this company
Mechelsesteenweg 28 box B1
2500 Lier
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0678.735.427
- VAT number
- BE 0678.735.427
- Registered office
- Mechelsesteenweg 28 bus B1, 2500 Lier
- Names & denominations
- Christophe Monsart
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 July 2017
- Peppol
- Active · Active since 12 Jan 2026
- Activities · NACE
Agenten en makelaars in bankdiensten