What is the address of 3T Finance?

The registered office of 3T Finance is located at Herrmann-Debrouxlaan 54, 1160 Oudergem.

Is 3T Finance still active?

Yes. According to the CBE (29 October 2026) 3T Finance is active, legal situation “Normale toestand”, started on 17 July 2017.

Is 3T Finance registered on Peppol?

Yes, 3T Finance is registered on the Peppol network with ID 0208:0678654362.

What is the enterprise number of 3T Finance?

The enterprise number of 3T Finance is BE0678654362.

When was 3T Finance founded?

3T Finance was founded on 17 July 2017.

Who are the directors of 3T Finance?

According to the 2025 annual accounts, the directors of 3T Finance are: Yves DESIRONT, Frédéric PAUL.

Is 3T Finance a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 17 July 2017; 6 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did 3T Finance make in 2025?

3T Finance recorded a loss after taxes of € 4,073,334 in financial year 2025.

What is the revenue of 3T Finance?

As a small company, 3T Finance is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € -16,725.

3T Finance (Public Limited) - Oudergem - BE0678654362

Dossier 3T Finance, printed on 29 October 2026 from databakkes.be/en/0678654362/3t-finance. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Negative equity NBB

More debt than assets in 2 of the last 4 fiscal years.
Two loss years in a row NBB

Negative result in 2024 and 2025.
Tight liquidity NBB

Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
Busy address KBO

63 other companies have their registered office at the same address; threshold 10.

Financials

Financial year 2025

3T Finance from Oudergem, company number BE0678654362, closed financial year 2025 with a result of € -4.1 million after tax. For that financial year 3T Finance recorded a gross margin of € -16,725 and equity of € -5.9 million. Compared with financial year 2024, the result moved from € -2.3 million to € -4.1 million. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.

What it is worth Caution

€ -5.9 million

▼ € 4.1 million vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -4.1 million

▼ 73 % more loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 54,638

▲ € 53,353 vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € -33.7 million.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 9

▼ € 8,254 vs 2024

Supplier invoices still open on the last day of the fiscal year.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ -23,108 Gross margin 2022: € -23,108 First fiscal year in the series	€ -13,128 Gross margin 2023: € -13,128 ▲ € 9,980 vs 2022 (€ -23,108) Favourable step	€ 164,633 Gross margin 2024: € 164,633 ▲ € 177,761 vs 2023 (€ -13,128) Favourable step	€ -16,725 Gross margin 2025: € -16,725 ▼ € 181,358 vs 2024 (€ 164,633) Unfavourable step	▼ € 181,358
Profit after taxes	€ -725,915 Profit after taxes 2022: € -725,915 First fiscal year in the series	€ -23,467,761 Profit after taxes 2023: € -23,467,761 ▼ € 22.7 million vs 2022 (€ -725,915) Unfavourable step	€ -2,348,033 Profit after taxes 2024: € -2,348,033 ▲ € 21.1 million vs 2023 (€ -23,467,761) Favourable step	€ -4,073,334 Profit after taxes 2025: € -4,073,334 ▼ € 1.7 million vs 2024 (€ -2,348,033) Unfavourable step	▼ € 1.7 million
Equity	€ 23,984,590 Equity 2022: € 23,984,590 First fiscal year in the series	€ 516,829 Equity 2023: € 516,829 ▼ 98% vs 2022 (€ 23,984,590) Unfavourable step	€ -1,831,204 Equity 2024: € -1,831,204 ▼ € 2.3 million vs 2023 (€ 516,829) Unfavourable step	€ -5,904,538 Equity 2025: € -5,904,538 ▼ € 4.1 million vs 2024 (€ -1,831,204) Unfavourable step	▼ € 4.1 million
Total debts	€ 13,423,018 Total debts 2022: € 13,423,018 First fiscal year in the series	€ 10,573,031 Total debts 2023: € 10,573,031 ▼ 21% vs 2022 (€ 13,423,018) Favourable step	€ 11,533,109 Total debts 2024: € 11,533,109 ▲ 9% vs 2023 (€ 10,573,031) Unfavourable step	€ 11,965,108 Total debts 2025: € 11,965,108 ▲ 4% vs 2024 (€ 11,533,109) Unfavourable step	▲ 4%
Cash	€ 12,584 Cash 2022: € 12,584 First fiscal year in the series	€ 20,622 Cash 2023: € 20,622 ▲ 64% vs 2022 (€ 12,584) Favourable step	€ 1,284 Cash 2024: € 1,284 ▼ 94% vs 2023 (€ 20,622) Unfavourable step	€ 54,638 Cash 2025: € 54,638 ▲ € 53,353 vs 2024 (€ 1,284) Favourable step	▲ € 53,353
Retained profit	€ -3,765,410 Retained profit 2022: € -3,765,410 First fiscal year in the series	€ -27,233,171 Retained profit 2023: € -27,233,171 ▼ € 23.5 million vs 2022 (€ -3,765,410) Unfavourable step	€ -29,581,204 Retained profit 2024: € -29,581,204 ▼ € 2.3 million vs 2023 (€ -27,233,171) Unfavourable step	€ -33,654,538 Retained profit 2025: € -33,654,538 ▼ € 4.1 million vs 2024 (€ -29,581,204) Unfavourable step	▼ € 4.1 million
Bank debt	€ 366,920 Bank debt 2022: € 366,920 First fiscal year in the series	€ 221,923 Bank debt 2023: € 221,923 ▼ 40% vs 2022 (€ 366,920) Favourable step	€ 74,571 Bank debt 2024: € 74,571 ▼ 66% vs 2023 (€ 221,923) Favourable step	€ 0 Bank debt 2025: € 0 ▼ 100% vs 2024 (€ 74,571) Favourable step	▼ 100%
Balance sheet total	€ 37,407,608 Balance sheet total 2022: € 37,407,608 First fiscal year in the series	€ 11,089,859 Balance sheet total 2023: € 11,089,859 ▼ 70% vs 2022 (€ 37,407,608) Unchanged	€ 9,701,904 Balance sheet total 2024: € 9,701,904 ▼ 13% vs 2023 (€ 11,089,859) Unchanged	€ 6,060,569 Balance sheet total 2025: € 6,060,569 ▼ 38% vs 2024 (€ 9,701,904) Unchanged	▼ 38%

Key figures of 3T Finance, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to 3T Finance?

What happened at 3T Finance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 30, 2026 New annual accounts for financial year 2025: loss of € 4.1 million. Source: NBB ↗
2026 Yves DESIRONT stepped down as director. NBB
2026 Frédéric PAUL stepped down as director. NBB
2023 Yves DESIRONT became a director. NBB
2023 Frédéric PAUL became a director. NBB
Jul 17, 2017 New establishment in Oudergem. KBO
Jul 17, 2017 Start of the company according to the CBE. KBO

In short

From € 725,915 loss in 2022 to € 4.1 million loss in 2025.

Original PDFs at the National Bank ↗

Management

FPB FINANCEMENT 84%

FPB Advisory and Services 15%

GX HOLDING 1%

The stake of FPB FINANCEMENT, FPB Advisory and Services, GX HOLDING comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

3T Finance

PYROCORE 94.4%

3T PORTUGAL SGPS 90%

BE BURGER 80.5%

SAILSENSE ANALYTICS 52.3%

The shares are held by FPB FINANCEMENT (84%), FPB Advisory and Services (15%) and GX HOLDING (1%). It owns 94.4% of PYROCORE, 90% of 3T PORTUGAL SGPS, 80.5% of BE BURGER, 52.3% of SAILSENSE ANALYTICS and 40.7% of NOHO.CARE itself.

Directors

According to the 2025 annual accounts

Yves DESIRONT

Director

Also active at: Noho.Care, PYROCORE, YD Advisory and Services

since 2023 · until 2026

Frédéric PAUL

Managing director

since 2023 · until 2026

Shareholders

FPB FINANCEMENT

84%

FPB Advisory and Services

15%

GX HOLDING

Participations

PYROCORE

94.4%

3T PORTUGAL SGPS

90%

BE BURGER

80.5%

SAILSENSE ANALYTICS

52.3%

NOHO.CARE

40.7%

Establishments

Establishment units

Physical locations of this company

Registered office

Herrmann-Debrouxlaan 54

1160 Oudergem

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 63 companies are registered at this address.

All companies at this address →

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+58 more

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0678.654.362
VAT number: BE 0678.654.362
Registered office: Herrmann-Debrouxlaan 54, 1160 Oudergem
Names & denominations: 3T Finance
Enterprise type: Rechtspersoon
Legal form: Public limited company
Legal situation: Normale toestand
Start date: 17 July 2017
Peppol: Active · Active since 21 Nov 2025

View on CBE Public ↗ Annual accounts (NBB) ↗