Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Legal situation KBO
Opschorting (gerechtelijke reorganisatie) according to the CBE.
Financials
Financial year 2025
JBHL Assurance - Consultance from Couvin, company number BE0678601112, closed financial year 2025 with a result of € -42 after tax. For that financial year JBHL Assurance - Consultance recorded a gross margin of € 4,107 and equity of € 8,848. Compared with financial year 2024, the result moved from € -8,577 to € -42. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 2, 2026.
€ 8,848
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -42
▲ 100 % less loss than in 2024
Profit after tax over the fiscal year.
€ 43
▼ 99% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 2,648.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 200
▼ 71% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 82
Loans from banks and other lenders, long and short.
€ 20,531
▼ 12% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 6,608 | € -22,680 | € -6,132 | € 4,107 | ▲ € 10,239 |
| Profit after taxes | € 3,023 | € -24,607 | € -8,577 | € -42 | ▲ € 8,535 |
| Equity | € 42,075 | € 17,468 | € 8,891 | € 8,848 | |
| Total debts | € 20,752 | € 7,846 | € 26,340 | € 22,680 | ▼ 14% |
| Cash | € 4,750 | € 623 | € 4,332 | € 43 | ▼ 99% |
| Retained profit | € 35,875 | € 11,268 | € 2,691 | € 2,648 | ▼ 2% |
| Bank debt | € 0 | € 0 | € 0 | € 82 | |
| Balance sheet total | € 62,827 | € 25,314 | € 35,231 | € 31,528 | ▼ 11% |
Key figures of JBHL Assurance - Consultance, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to JBHL Assurance - Consultance?
What happened at JBHL Assurance - Consultance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 42. Source: NBB ↗
- New establishment in Onhaye. KBO
- Pierre-Hugues Cambier became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 3,023 profit in 2022 to € 42 loss in 2025.
Paid € 2,422 in corporate taxes since 2022.
Best year ever: 2022, with € 3,023 profit.
Management
Behind JBHL Assurance - Consultance is Pierre-Hugues Cambier. Pierre-Hugues Cambier is also behind ASSURANCES DELFORGE CAMBIER.
Directors
According to the 2025 annual accounts
since 2017
Establishments
Establishment units
Physical locations of this company
Rue de France, Mar. 1
5660 Couvin
Rue de la Gare, Fal. 2
5522 Onhaye
Active since 14 July 2017
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0678.601.112
- VAT number
- BE 0678.601.112
- Registered office
- Rue de France, Mar. 1, 5660 Couvin
- Names & denominations
- JBHL Assurance - Consultance
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Opschorting (gerechtelijke reorganisatie)
- Start date
- 14 July 2017
- Peppol
- Active · Active since 28 Jul 2025
- Contact
- [email protected]