Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 20 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
BWC Invest from Gent, company number BE0677974966, closed financial year 2026 with a result of € -6,376 after tax. For that financial year BWC Invest recorded a gross margin of € 17,320 and equity of € -15,666. Compared with financial year 2025, the result moved from € 10,246 to € -6,376. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 9, 2026.
€ -15,666
▼ € 6,376 vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -6,376
▼ still € 10,246 profit in 2025
Profit after tax over the fiscal year.
€ 211
▼ 74% vs 2025
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -34,266.
People and assets in 2026
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 1,303
▼ 25% vs 2025
Book value of vehicles, furniture and equipment.
Debts at end 2026
€ 192,164
▼ 12% vs 2025
€ 26,642 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 57
▼ 96% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 19
▼ 99% vs 2025
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 22,487 | € 22,090 | € 34,716 | € 17,320 | ▼ 50% |
| Profit after taxes | € -16,022 | € -10,453 | € 10,246 | € -6,376 | ▼ € 16,623 |
| Equity | € -9,082 | € -19,536 | € -9,290 | € -15,666 | ▼ € 6,376 |
| Total debts | € 347,843 | € 337,087 | € 313,565 | € 335,731 | ▲ 7% |
| Cash | € 2,812 | € 265 | € 822 | € 211 | ▼ 74% |
| Land & buildings | € 325,236 | € 311,515 | € 297,794 | € 284,073 | ▼ 5% |
| Retained profit | € -27,682 | € -38,136 | € -27,890 | € -34,266 | ▼ € 6,376 |
| Bank debt | € 267,840 | € 243,313 | € 218,088 | € 192,164 | ▼ 12% |
| Balance sheet total | € 338,760 | € 317,551 | € 304,275 | € 320,065 | ▲ 5% |
Key figures of BWC Invest, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to BWC Invest?
What happened at BWC Invest in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: loss of € 6,376 (▼ € 16,623 vs 2025). Source: NBB ↗
- Incorporation, published in the Gazette. Source: Staatsblad ↗
- New establishment in Gent. KBO
In short
From € 16,022 loss in 2023 to € 6,376 loss in 2026.
Paid € 265 in corporate taxes since 2023.
Best year ever: 2025, with € 10,246 profit.
Management
Behind BWC Invest is Steven Ludwig Timmermans.
Directors
According to the 2026 annual accounts
Steven Ludwig Timmermans
Director
Establishments
Establishment units
Physical locations of this company
Sint-Gerolfstraat 5
9031 Gent
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Shareholders according to the Official Gazette deeds
Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.
Incorporation
Source: Deed ↗- TIMMERMANS Steven Ludwig Jo(oprichter) 100%
Details
- Company number
- 0677.974.966
- VAT number
- BE 0677.974.966
- Registered office
- Sint-Gerolfstraat 5, 9031 Gent
- Names & denominations
- BWC Invest
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 July 2017
- Peppol
- Active · Active since 28 May 2026
- Contact
- [email protected] 0475805930
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