Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 51 % of short-term debt in 2025; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 12.6 to 11.
Financials
Financial year 2025
BOUWHUIS MECHELEN from Mechelen, company number BE0677909541, closed financial year 2025 with a result of € 57,842 after tax. For that financial year BOUWHUIS MECHELEN recorded a gross margin of € 845,600 and equity of € 376,653. Compared with financial year 2024, the result moved from € 28,133 to € 57,842. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 14, 2026.
€ 376,653
▲ 18% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 57,842
▲ 106% vs 2024
Profit after tax over the fiscal year.
€ 56,557
▼ 55% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 358,053.
People and assets in 2025
11
▼ 0.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 476,023
▼ 9% vs 2024
€ 43,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 50,889
▼ 51% vs 2024
Of which on lease € 5,791.
Debts at end 2025
€ 610,619
▼ 6% vs 2024
€ 77,241 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 1.3 million
▼ 12% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 392,746
▼ 2% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 968,495 | € 742,879 | € 836,380 | € 845,600 | ▲ 1% |
| Profit after taxes | € 121,928 | € 35,203 | € 28,133 | € 57,842 | ▲ 106% |
| Equity | € 255,475 | € 290,678 | € 318,811 | € 376,653 | ▲ 18% |
| Total debts | € 2,387,781 | € 2,792,853 | € 2,504,426 | € 2,291,988 | ▼ 8% |
| Cash | € 51,103 | € 93,449 | € 125,366 | € 56,557 | ▼ 55% |
| Retained profit | € 236,875 | € 272,078 | € 300,211 | € 358,053 | ▲ 19% |
| Bank debt | € 779,273 | € 791,132 | € 651,091 | € 610,619 | ▼ 6% |
| Balance sheet total | € 2,643,256 | € 3,083,531 | € 2,823,237 | € 2,668,641 | ▼ 5% |
| Employees (FTE) | 15.2 | 12.6 | 11.9 | 11 | ▼ 0.9 |
Key figures of BOUWHUIS MECHELEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BOUWHUIS MECHELEN?
What happened at BOUWHUIS MECHELEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 57,842 (▲ 106% vs 2024). Source: NBB ↗
- New establishment in Mechelen. KBO
- Israel SAGMAN became a director. NBB
- David SAGMAN became a director. NBB
- Yuhanis SAGMAN became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 121,928 profit in 2022 to € 57,842 profit in 2025.
Paid € 119,506 in corporate taxes since 2022.
Best year ever: 2022, with € 121,928 profit.
On average € 76,900 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind BOUWHUIS MECHELEN are Israel SAGMAN, David SAGMAN and Yuhanis SAGMAN. David SAGMAN is also behind LOYAL BUILD. Yuhanis SAGMAN is also behind LOYAL BUILD.
Directors
According to the 2025 annual accounts
Israel SAGMAN
Administrator-manager
since 2018
since 2017
since 2017
Establishments
Establishment units
Physical locations of this company
Jubellaan 78
2800 Mechelen
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0677.909.541
- VAT number
- BE 0677.909.541
- Registered office
- Jubellaan 78, 2800 Mechelen
- Names & denominations
- BOUWHUIS MECHELEN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 July 2017
- Peppol
- Active · Active since 24 Oct 2025
- Activities · NACE
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Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)