Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 15 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Financière des Adrays from Courcelles, company number BE0677752658, closed financial year 2025 with a result of € 159,796 after tax. For that financial year Financière des Adrays recorded a gross margin of € -99,591 and equity of € 2.2 million. Compared with financial year 2024, the result moved from € 177,454 to € 159,796. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 6, 2026.
€ 2.2 million
▲ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 159,796
▼ 10% vs 2024
Profit after tax over the fiscal year.
€ 10,287
▼ 68% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.4 million.
Debts at end 2025
€ 374,829
▼ 32% vs 2024
Loans from banks and other lenders, long and short.
€ 1,013
▲ € 938 vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -2,974 | € -3,037 | € -3,068 | € -99,591 | ▼ € 96,523 |
| Profit after taxes | € 463,737 | € 432,484 | € 177,454 | € 159,796 | ▼ 10% |
| Equity | € 1,390,646 | € 1,823,129 | € 2,000,584 | € 2,160,380 | ▲ 8% |
| Total debts | € 1,194,009 | € 939,357 | € 554,955 | € 423,242 | ▼ 24% |
| Cash | € 12,761 | € 11,944 | € 32,231 | € 10,287 | ▼ 68% |
| Retained profit | € 670,646 | € 1,103,129 | € 1,280,584 | € 1,440,380 | ▲ 12% |
| Bank debt | € 1,192,197 | € 937,569 | € 554,881 | € 374,829 | ▼ 32% |
| Balance sheet total | € 2,584,654 | € 2,762,486 | € 2,555,539 | € 2,583,622 | ▲ 1% |
Key figures of Financière des Adrays, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Financière des Adrays?
What happened at Financière des Adrays in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 159,796 (▼ 10% vs 2024). Source: NBB ↗
- New establishment in Courcelles. KBO
- Start of the company according to the CBE. KBO
In short
From € 463,737 profit in 2022 to € 159,796 profit in 2025.
Best year ever: 2022, with € 463,737 profit.
Establishments
Establishment units
Physical locations of this company
Rue de Hainaut(CO) 86
6180 Courcelles
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 7 companies are registered at this address.
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+2 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0677.752.658
- VAT number
- BE 0677.752.658
- Registered office
- Rue de Hainaut(CO) 86, 6180 Courcelles
- Names & denominations
- Financière des Adrays
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 30 June 2017
- Peppol
- Not registered