Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 45 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
LOVE&JOEL from Bierbeek, company number BE0676924792, closed financial year 2025 with a result of € 53,006 after tax. For that financial year LOVE&JOEL recorded a gross margin of € 121,861 and equity of € 308,563. Compared with financial year 2024, the result moved from € 50,342 to € 53,006. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 29, 2026.
€ 308,563
▲ 21% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 53,006
▲ 5% vs 2024
Profit after tax over the fiscal year.
€ 22,987
▼ 27% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 258,563.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
Debts at end 2025
€ 392,719
▼ 19% vs 2024
€ 94,087 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 3,803
▼ 73% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 8,791
▲ 75% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 118,583 | € 113,952 | € 118,772 | € 121,861 | ▲ 3% |
| Profit after taxes | € 49,161 | € 48,071 | € 50,342 | € 53,006 | ▲ 5% |
| Equity | € 157,143 | € 205,215 | € 255,557 | € 308,563 | ▲ 21% |
| Total debts | € 744,049 | € 666,066 | € 597,327 | € 500,754 | ▼ 16% |
| Cash | € 48,688 | € 13,553 | € 31,302 | € 22,987 | ▼ 27% |
| Land & buildings | € 793,689 | € 796,286 | € 761,205 | € 726,125 | ▼ 5% |
| Retained profit | € 107,143 | € 155,215 | € 205,557 | € 258,563 | ▲ 26% |
| Bank debt | € 639,651 | € 558,215 | € 485,913 | € 392,719 | ▼ 19% |
| Balance sheet total | € 901,192 | € 871,281 | € 852,884 | € 809,317 | ▼ 5% |
Key figures of LOVE&JOEL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to LOVE&JOEL?
What happened at LOVE&JOEL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 53,006 (▲ 5% vs 2024). Source: NBB ↗
- New establishment in Bierbeek. KBO
- MICHAEL JANSSEN became a director. NBB
- PHILIPPE MISSOUL became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 49,161 profit in 2022 to € 53,006 profit in 2025.
Paid € 94,653 in corporate taxes since 2022.
Best year ever: 2025, with € 53,006 profit.
Management
Behind LOVE&JOEL are MICHAEL JANSSEN and PHILIPPE MISSOUL. MICHAEL JANSSEN is also behind MICHAËL JANSSEN. PHILIPPE MISSOUL is also behind Janssen, Missoul, Dryvers & Van Roey, geassocieerde notarissen and PHILIPPE MISSOUL.
Directors
According to the 2025 annual accounts
since 2017
PHILIPPE MISSOUL
Director
Also active at: Janssen, Missoul, Dryvers & Van Roey, geassocieerde notarissen, PHILIPPE MISSOUL
since 2017
Establishments
Establishment units
Physical locations of this company
Keizerstraat 26
3360 Bierbeek
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0676.924.792
- VAT number
- BE 0676.924.792
- Registered office
- Keizerstraat 26, 3360 Bierbeek
- Names & denominations
- LOVE&JOEL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 June 2017
- Peppol
- Active · Active since 21 Oct 2026
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen