Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 40 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CARDIOLOGIE AZ MONICA from Antwerpen, company number BE0674547502, closed financial year 2025 with a result of € 0 after tax. For that financial year CARDIOLOGIE AZ MONICA recorded a gross margin of € 647,495 and equity of € 4,000. Compared with financial year 2024, the result moved from € 0 to € 0. Around break-even. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 1, 2026.
€ 4,000
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 0
Profit after tax over the fiscal year.
€ 440,598
▲ 34% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 0.
People and assets in 2025
8.7
▼ 0.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 617,290
▲ 6% vs 2024
€ 71,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 2,012
▼ 85% vs 2024
Loans from banks and other lenders, long and short.
€ 380,290
▲ 86% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 69,737
▲ 5% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 565,816 | € 562,751 | € 618,055 | € 647,495 | ▲ 5% |
| Equity | € 4,000 | € 4,000 | € 4,000 | € 4,000 | |
| Total debts | € 1,180,715 | € 1,125,750 | € 1,311,898 | € 1,267,728 | ▼ 3% |
| Cash | € 140,818 | € 387,936 | € 329,735 | € 440,598 | ▲ 34% |
| Bank debt | € 23,313 | € 32,865 | € 13,812 | € 2,012 | ▼ 85% |
| Balance sheet total | € 1,184,715 | € 1,129,750 | € 1,315,898 | € 1,271,728 | ▼ 3% |
| Employees (FTE) | - | 8.1 | 8.9 | 8.7 | ▼ 0.2 |
Key figures of CARDIOLOGIE AZ MONICA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CARDIOLOGIE AZ MONICA?
What happened at CARDIOLOGIE AZ MONICA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 0. Source: NBB ↗
- Medilen BV became a director. NBB
- Dr. Geert Valgaeren BV became a director. NBB
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 0 profit in 2022 to € 0 profit in 2025.
Paid € 2,677 in corporate taxes since 2022.
On average € 74,400 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CARDIOLOGIE AZ MONICA are Medilen BV and Dr. Geert Valgaeren BV.
Directors
According to the 2025 annual accounts
Manager
since 2021
Manager
since 2021
Establishments
Establishment units
Physical locations of this company
Florent Pauwelslei 1
2100 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 7 companies are registered at this address.
All companies at this address →Ziekenhuis O.-L. Vrouw Middelares
MONICA
NKO AZ MONICA DEURNE
M.K.A. Dr. WINDERICKX - Dr. VANHOVE
€ 302,862 gross margin · 2025
ASSOCIATIE ANESTHESISTEN AZ-MONICA CAMPUS DEURNE
+2 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0674.547.502
- VAT number
- BE 0674.547.502
- Registered office
- Florent Pauwelslei 1, 2100 Antwerpen
- Names & denominations
- CARDIOLOGIE AZ MONICA
- Enterprise type
- Rechtspersoon
- Legal form
- General partnership
- Legal situation
- Normale toestand
- Start date
- 15 March 2017
- Peppol
- Active · Active since 16 May 2025
- Activities · NACE
Activiteiten van medisch specialisten