Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 49 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Actuel Habitat from Herve, company number BE0673757347, closed financial year 2025 with a result of € -39,196 after tax. For that financial year Actuel Habitat recorded a gross margin of € 72,787 and equity of € -40,165. Compared with financial year 2024, the result moved from € -27,599 to € -39,196. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 29, 2026.
€ -40,165
▼ € 39,196 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -39,196
▼ 42 % more loss than in 2024
Profit after tax over the fiscal year.
€ 18,057
▼ 11% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -47,165.
People and assets in 2025
€ 94,493
▲ 6% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 19,018
▲ 246% vs 2024
Loans from banks and other lenders, long and short.
€ 50,383
▼ 65% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 32,019
▲ 86% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 66,569 | € 103,529 | € 101,691 | € 72,787 | ▼ 28% |
| Profit after taxes | € -1,673 | € 16,183 | € -27,599 | € -39,196 | ▼ € 11,598 |
| Equity | € 10,447 | € 26,630 | € -968 | € -40,165 | ▼ € 39,196 |
| Total debts | € 239,769 | € 144,420 | € 228,971 | € 120,420 | ▼ 47% |
| Cash | € 75,608 | € 51,564 | € 20,355 | € 18,057 | ▼ 11% |
| Retained profit | € 3,447 | € 19,630 | € -7,968 | € -47,165 | ▼ € 39,196 |
| Bank debt | € 54,451 | € 18,397 | € 5,492 | € 19,018 | ▲ 246% |
| Balance sheet total | € 250,216 | € 171,050 | € 228,002 | € 80,255 | ▼ 65% |
Key figures of Actuel Habitat, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Actuel Habitat?
What happened at Actuel Habitat in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 39,196. Source: NBB ↗
- New establishment in Herstal. KBO
- Pierre VANKERKHOVEN became a director. NBB
- Jean-Marc BEMELMANS became a director. NBB
- Eric DUSAUSOIT became a director. NBB
- New establishment in Herve. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,673 loss in 2022 to € 39,196 loss in 2025.
Paid € 1,416 in corporate taxes since 2022.
Best year ever: 2023, with € 16,183 profit.
A new publication or filing at Actuel Habitat? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Actuel Habitat are Pierre VANKERKHOVEN, Jean-Marc BEMELMANS and Eric DUSAUSOIT.
Directors
According to the 2025 annual accounts
Pierre VANKERKHOVEN
Director
since 2020
Jean-Marc BEMELMANS
Director
since 2020
Eric DUSAUSOIT
Director
since 2020
Establishments
Establishment units
Physical locations of this company
Sarémont 27
4653 Herve
Place du 12ème de Ligne 14
4040 Herstal
Active since 6 November 2020
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0673.757.347
- VAT number
- BE 0673.757.347
- Registered office
- Sarémont 27, 4653 Herve
- Names & denominations
- Actuel Habitat
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 31 March 2017
- Peppol
- Active · Active since 22 Dec 2025
- Activities · NACE
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