Active · per the CBE, 30 October 2026

CARDIOFT

BE0670804092

Rechtspersoon Private limited company 1 establishment

CARDIOFT is registered with the CBE as active in: Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies. Private Limited, started on 7 February 2017, 1 establishment.

Jan van Eyckplein 9, 8000 Brugge

Behind the company: Charlotte Renier, Philippe Debonnaire.

Active for

9 year, 8 months

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Tight liquidity NBB

    Cash and receivables cover 22 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

CARDIOFT from Brugge, company number BE0670804092, closed financial year 2025 with a result of € 911,326 after tax. For that financial year CARDIOFT recorded a gross margin of € 1.4 million and equity of € 229,926. Compared with financial year 2024, the result moved from € 693,009 to € 911,326. Profitable, and profit is growing. The buffer shrank hard: equity is 93 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 14, 2026.

What it is worth Shrank hard

€ 229,926

▼ 93% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 911,326

▲ 32% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 460,708

▼ 48% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 3.8 million paid out

More than the year’s profit went to the shareholders; reserves fell.

Debts at end 2025

Bank debt ≈ 7 years to go

€ 1.3 million

▼ 12% vs 2024

€ 180,574 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.

Owed to suppliers

€ 8,869

▲ 48% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 9,859

▲ 261% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 1,120,652 € 1,285,423 € 1,260,247 € 1,440,134 ▲ 14%
Profit after taxes € 562,626 € 639,710 € 693,009 € 911,326 ▲ 32%
Equity € 1,820,802 € 2,457,312 € 3,150,321 € 229,926 ▼ 93%
Total debts € 1,759,286 € 1,866,282 € 1,498,634 € 4,223,476 ▲ 182%
Cash € 1,253,574 € 906,319 € 878,928 € 460,708 ▼ 48%
Land & buildings € 1,781,048 € 2,921,049 € 3,177,433 € 3,378,354 ▲ 6%
Retained profit € 1,802,202 € 2,438,712 € 3,131,721 € 211,326 ▼ 93%
Dividend € 3,200 € 3,200 € 0 € 3,831,721
Bank debt € 1,667,413 € 1,745,966 € 1,474,354 € 1,295,569 ▼ 12%
Balance sheet total € 3,580,088 € 4,323,595 € 4,648,955 € 4,453,402 ▼ 4%

Key figures of CARDIOFT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to CARDIOFT?

What happened at CARDIOFT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 911,326 (▲ 32% vs 2024). Source: NBB ↗
  • New establishment in Brugge. KBO
  • Charlotte Renier became a director. NBB
  • Philippe Debonnaire became a director. NBB
  • Start of the company according to the CBE. KBO

In short

From € 562,626 profit in 2022 to € 911,326 profit in 2025.

Paid € 924,162 in corporate taxes since 2022.

Best year ever: 2025, with € 911,326 profit.

Paid out € 3.8 million in dividends to the owners in total.

Management

Charlotte Renier Philippe Debonnaire
CARDIOFT

Behind CARDIOFT are Charlotte Renier and Philippe Debonnaire. Philippe Debonnaire is also behind CATHLAB.

Directors

According to the 2025 annual accounts

Charlotte Renier

Director

since 2017

Philippe Debonnaire

Director

Also active at: CATHLAB

since 2017

Establishments

Establishment units

Physical locations of this company

Registered office

Jan van Eyckplein 9

8000 Brugge

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0670.804.092
VAT number
BE 0670.804.092
Registered office
Jan van Eyckplein 9, 8000 Brugge
Names & denominations
CARDIOFT
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
7 February 2017
Peppol
Active · Active since 5 Nov 2025
Activities · NACE

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies

Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering

Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen

Activiteiten van medisch specialisten

Overige vormen van onderwijs

Frequently asked questions

What does CARDIOFT do?
CARDIOFT is registered with the CBE as active in: Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies. Private Limited, started on 7 February 2017, 1 establishment.
What is the address of CARDIOFT?
The registered office of CARDIOFT is located at Jan van Eyckplein 9, 8000 Brugge.
Is CARDIOFT still active?
Yes. According to the CBE (30 October 2026) CARDIOFT is active, legal situation “Normale toestand”, started on 7 February 2017.
Is CARDIOFT registered on Peppol?
Yes, CARDIOFT is registered on the Peppol network with ID 0208:0670804092.
What is the enterprise number of CARDIOFT?
The enterprise number of CARDIOFT is BE0670804092.
When was CARDIOFT founded?
CARDIOFT was founded on 7 February 2017.