Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 8 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
O' VELO from Koksijde, company number BE0670663641, closed financial year 2025 with a result of € -54,612 after tax. For that financial year O' VELO recorded a gross margin of € 96,985 and equity of € 113,216. Compared with financial year 2024, the result moved from € -45,055 to € -54,612. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 113,216
▼ 33% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -54,612
▼ 21 % more loss than in 2024
Profit after tax over the fiscal year.
€ 12,036
▼ 30% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 94,616.
People and assets in 2025
1.9
▼ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 77,341
▲ 13% vs 2024
€ 40,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 6,407
▼ 48% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 961,960
▼ 1% vs 2024
€ 78,138 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.
€ 109,316
▲ 32% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 19,604
▼ 33% vs 2024
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 116,674 | € 150,409 | € 97,557 | € 96,985 | ▼ 1% |
| Profit after taxes | € 33,089 | € 4,891 | € -45,055 | € -54,612 | ▼ € 9,557 |
| Equity | € 207,992 | € 212,882 | € 167,828 | € 113,216 | ▼ 33% |
| Total debts | € 970,197 | € 1,202,454 | € 1,152,776 | € 1,159,768 | ▲ 1% |
| Cash | € 33,192 | € 30,495 | € 17,077 | € 12,036 | ▼ 30% |
| Land & buildings | € 413,541 | € 675,702 | € 652,677 | € 616,947 | ▼ 5% |
| Retained profit | € 189,392 | € 194,282 | € 149,228 | € 94,616 | ▼ 37% |
| Bank debt | € 829,177 | € 1,030,757 | € 974,203 | € 961,960 | ▼ 1% |
| Balance sheet total | € 1,178,189 | € 1,415,336 | € 1,320,604 | € 1,272,984 | ▼ 4% |
| Employees (FTE) | - | - | 2 | 1.9 | ▼ 0.1 |
Key figures of O' VELO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to O' VELO?
What happened at O' VELO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 54,612. filed late Source: NBB ↗
- Renima BV became a director. NBB
- JEANLUV CommV became a director. NBB
- New establishment in Koksijde. KBO
- Start of the company according to the CBE. KBO
In short
From € 33,089 profit in 2022 to € 54,612 loss in 2025.
Paid € 14,314 in corporate taxes since 2022.
Best year ever: 2022, with € 33,089 profit.
On average € 51,000 of value added per employee in 2025.
A new publication or filing at O' VELO? We notify you, reason included.
Follow O' VELODatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Renima comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
O' VELOBehind O' VELO are Renima BV and JEANLUV CommV. The shares are held by Renima (50%).
Directors
According to the 2025 annual accounts
Director · represented by Nick Mahieu
since 2022
Director · represented by Jan Mortier
since 2022
Shareholders
50%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Leopold II Laan(Odk) 226
8670 Koksijde
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0670.663.641
- VAT number
- BE 0670.663.641
- Registered office
- Leopold II Laan(Odk) 226, 8670 Koksijde
- Names & denominations
- O' VELO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 February 2017
- Peppol
- Active · Active since 30 Jan 2025
- Activities · NACE
Reparatie en onderhoud van consumentenartikelen, neg
Detailhandel in fietsen
Detailhandel in fietsen in gespecialiseerde winkels
Verhuur en lease van sport- en recreatieartikelen
Overige detailhandel in voedingsmiddelen, neg
Detailhandel in overige sportartikelen