Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 55 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Van Loy M & I from Herselt, company number BE0669935943, closed financial year 2025 with a result of € 35,292 after tax. For that financial year Van Loy M & I recorded a gross margin of € 119,241 and equity of € 103,296. Compared with financial year 2024, the result moved from € 18,260 to € 35,292. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 103,296
▲ 52% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 35,292
▲ 93% vs 2024
Profit after tax over the fiscal year.
€ 131,169
▼ 16% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 84,696.
People and assets in 2025
€ 93,156
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 427,221
▲ 2% vs 2024
€ 69,410 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 18,171
▲ 48% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 20,825
▲ 22% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 149,678 | € 88,112 | € 72,179 | € 119,241 | ▲ 65% |
| Profit after taxes | € 91,848 | € 29,710 | € 18,260 | € 35,292 | ▲ 93% |
| Equity | € 9,494 | € 49,744 | € 68,004 | € 103,296 | ▲ 52% |
| Total debts | € 721,362 | € 676,334 | € 663,740 | € 651,536 | ▼ 2% |
| Cash | € 678 | € 3,139 | € 156,311 | € 131,169 | ▼ 16% |
| Land & buildings | € 586,353 | € 552,948 | € 519,542 | € 486,137 | ▼ 6% |
| Retained profit | € 1,434 | € 31,144 | € 49,404 | € 84,696 | ▲ 71% |
| Bank debt | € 523,620 | € 471,789 | € 418,937 | € 427,221 | ▲ 2% |
| Balance sheet total | € 730,856 | € 726,078 | € 731,744 | € 754,832 | ▲ 3% |
Key figures of Van Loy M & I, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Van Loy M & I?
What happened at Van Loy M & I in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 35,292 (▲ 93% vs 2024). filed late Source: NBB ↗
- New establishment in Herselt. KBO
- Start of the company according to the CBE. KBO
In short
From € 91,848 profit in 2022 to € 35,292 profit in 2025.
Paid € 33,144 in corporate taxes since 2022.
Best year ever: 2022, with € 91,848 profit.
A new publication or filing at Van Loy M & I? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Van Loy M & I are Adrien Van Loy, Pieter Van Loy, Rosa Lauvrijs and Thomas Van Loy. Pieter Van Loy is also behind Dakwerken Gebroeders Van Loy. Thomas Van Loy is also behind Dakwerken Gebroeders Van Loy.
Directors
According to the 2025 annual accounts
Adrien Van Loy
Director
Rosa Lauvrijs
Director
Establishments
Establishment units
Physical locations of this company
Watertorenweg 14
2230 Herselt
Watertorenweg 12
2230 Herselt
Active since 24 January 2017
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0669.935.943
- VAT number
- BE 0669.935.943
- Registered office
- Watertorenweg 14, 2230 Herselt
- Names & denominations
- Van Loy M & I
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 January 2017
- Peppol
- Active · Active since 5 Jan 2026
- Activities · NACE
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen
Activiteiten van holdings
Overige zakelijke dienstverlening, neg
Holdings